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₹1 Lakh Loan on PAN Card Only – No Salary Proof Needed (2025 Guide)
Vizzve Admin
📌 Why PAN-Only Loans Are Booming in 2025
In 2025, lakhs of Indians — gig workers, freelancers, students, and new employees — lack salary slips but still need access to credit.
With just your PAN card, you can now get an instant ₹1 lakh personal loan via digital platforms like Vizzve Financial, without uploading income proof or visiting a bank.
✅ Who Can Apply for a ₹1 Lakh PAN-Only Loan?
| Criteria | Requirement |
|---|
| PAN Card | Mandatory |
| Aadhaar Card (linked) | Required for verification |
| CIBIL Score | Not mandatory (Vizzve supports low/no score) |
| Employment Type | Salaried, freelancer, student, gig worker |
| Bank Account | Active & Aadhaar-linked |
🧠 How PAN-Only Loans Work at Vizzve
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PAN card used for identity verification
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Bank account activity assessed via UPI or statements
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AI-based approval – even with no formal salary proof
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Loan amount: ₹10,000 to ₹1,00,000 approved instantly
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EMI: Starts as low as ₹899/month (based on tenure)
📲 How to Apply – Step-by-Step
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Visit 👉 www.vizzve.com
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Enter mobile number and OTP
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Upload only PAN + Aadhaar
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Link your bank OR upload 3-month bank statement
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✅ Receive instant loan offer – no salary slip required
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Choose EMI & disbursal within 10 minutes
💬 Real Story – Who Is It For?
“I’m a freelance content writer. No ITR or salary slip. Vizzve approved ₹1 lakh within 15 mins using only my PAN and bank account. No phone calls or branch visit!”
— Tanya G., Kolkata
🎯 Why Vizzve Financial Stands Out
| Feature | Vizzve Advantage |
|---|
| Document Required | PAN + Aadhaar only |
| Income Proof | ❌ Not required |
| Loan Amount | ₹10K to ₹1Lakh |
| Disbursal Time | ✅ Under 10 minutes |
| Prepayment Charges | ❌ None |
| CIBIL Score Needed | ❌ No |
FAQs – ₹1 Lakh PAN Card Loan
Q1: Can I get ₹1 lakh loan with only PAN card?
✅ Yes. Vizzve offers this using AI-based alternate credit models.
Q2: What if I’m a student or freelancer?
Vizzve supports applicants without salary slips by analyzing digital income signals.
Q3: Is it safe to share my PAN online?
Yes, Vizzve uses end-to-end encryption and RBI-approved NBFCs.
Q4: Will this affect my CIBIL score?
Only if the loan is disbursed and EMIs are missed. Eligibility checks don’t impact credit.
📢 Call to Action – Apply Now With Just PAN
🎯 No income proof? No problem.
✅ Get ₹1,00,000 approved with just your PAN card and Aadhaar.
📲 Apply Now at Vizzve Financial – Fast, Paperless Loans
#PANCardLoan #LoanWithoutSalaryProof #InstantLoan2025 #VizzveLoan #NoDocumentLoan #1LakhLoanIndia
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