We also provide Loans from Vizzve Microseva get Loan From Rs.500 to Rs.100000

We are Indian based instant personal loan app since 2015, Registered Under section 8 Microfinance License

Vizzve microseva loans can be the right solution to your short-term financial troubles because they are easily obtained and easily repaid, and the costs associated with them are highly comparable to other forms of cash advance or credit as long as they are repaid on time. Bad credit or no credit are also welcomed to try to get connected with vizzve .
KYC verification app Vizzve Loan App from playstore
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Vizzve Loans App Total download
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Disbursed Loan Amount

Rates & Charges

  • Minimum loan amount - Rs 5,000 /-
  • Maximum loan amount - Rs 1,00,000 /-
  • Tenure - 90 Days to 365 Days.
  • Processing fee - 5% to 8% of loan amount.

Rates & Charges

  • No pre - closure charges
  • No prepayment charges
  • ROI (Rate of interest) @ 1.5% to 2.92% Monthly
  • APR (Annual Percentage Rate) @ 18% to 35%.
  • Cheque bounce charges: Rs. 1000/-

How is APR determined?

Annual percentage rate (APR) is determined based on your credit score, the amount you wish to borrow and your steady income. Generally, a good CIBIL score calls for a low APR while a poor CIBIL score means high APR.

Working of Our Rates & Fees

APR reflects the true cost of borrowing money. It includes the annual interest rate, a nominal processing fee and other miscellaneous expenses. APR is usually lower than your credit card interest rate. APR is the actual annual cost of your loan that helps you compare various loan offers from different lenders. We have a APR @ 33.6% per annum.

Monthly Payment Example

Tenure Loan Amount Interest Rate Admin Fees APR Amount Deposite¬d EMI Total Interest
12 Months Rs.1,00,000 2% Rs.1000 24% Rs. 99000 Rs. 9456 Rs.13472
Please note that the rates provided above are for illustrative purposes only and do not represent fixed amounts or percentages. Eligibility criteria may vary, resulting in changes to the actual figures and tenure offered.
NEVER PAY IN CASH OR INTO ANYONE’S PERSONAL ACCOUNT

You are requested never to pay our representatives either in cash or in their personal accounts. We, being a digital loan, discourage any kind of payment in cash. You have several options to make payment. Call our representative who will guide you in this matter. We will not be liable for any payment you may make in cash to our representative or into their personal account. This will not constitute as part of your repayment.

ALSO NEVER ENTERTAIN ANY DEMAND FOR COMMISSION BY ANY OF OUR REPRESENTATIVE, EITHER IN YOUR CITY OR IN HEAD OFFICE BANGALORE. IF SUCH DEMAND COMES PLEASE CALL AND REPORT THE MATTER DIRECTLY AT

support@vizzve.com, grievance@vizzve.com


Frequently Asked Questions (FAQ)


1. What is Vizzve Microseva Foundation?
Vizzve Microseva Foundation is a microfinance company operating under section 8 of the Indian Companies Act, 2013. It provides financial services to underserved communities in India.
2. Vizzve is NBFC?
No, Vizzve is not a non-banking financial company (NBFC); it is a microfinance institution (MFI).
3. Is Vizzve a registered company as per RBI?
Yes, Vizzve is a regulated financial institution in India and is recognized by the RBI.
4. How much cash can I borrow from Vizzve Microseva?
Depending on your eligibility criteria, you can borrow from Rs. 500 up to Rs. 1 lakh.
5. How long will it take to get my loan?
After you have successfully submitted your application, it usually takes from 1 hour to 4 working days for your application to be processed. You will be notified through the app as well as by email once processing is complete.
6. Is there any penalty for repaying the loan earlier before the due date?
No, there are no penalties or hidden charges for early repayment. In fact, credit rewards will be increased if you pay early.
7. How can I repay my loan?
You can repay your loan through our app using debit card, UPI, or net banking.
8. What if I don’t agree with the amount of my loan?
You can double-check the terms and conditions of our loan agreement before applying, or you can contact us at support@vizzve.com.
9. What is Vizzve's zero tolerance policy?
Vizzve has a zero-tolerance policy for any inappropriate behavior from its employees, such as the use of offensive language or harassment. If you experience any such behavior, please contact the grievance officer at grievance@vizzve.com.
10. Can I extend my loan?
Yes, extension is possible for one time per loan, but it is subject to approval based on valid proof of a medical emergency or unavoidable circumstances. Please contact our support team for due date extensions.
11. What happens if I fail to pay my repayment?
If you are unable to repay, please contact the Vizzve team immediately. If repayment is missed, you will no longer be able to apply for loans from Vizzve. In extreme cases (repayments due beyond 1 month), Vizzve reserves the right to use recovery agencies or take legal action.
12. What is a processing fee and why is it charged?
There will be a processing fee ranging from a minimum of Rs. 150 + GST to a maximum of Rs. 1000 + GST, depending on the loan amount. This fee covers the costs of onboarding, including document collections, verifications, payment setup, software solutions, and employee fulfillment.
13. What if payment fails or is incomplete on the app, or I'm unable to open the app?
If payment fails or is incomplete on the app, our customer support executive will share a payment link or phone pe scanner to your registered email id. Payments can be completed through the provided link or scanner. For further assistance, contact support@vizzve.com.
14. How to contact Vizzve's Grievance Redressal?
You can contact Vizzve's Grievance Redressal Officer, Jagan M, at grievance@vizzve.com or call +91 866-0810339.
15. What is the meaning of Vizzve?
Vizzve is a Sanskrit word meaning "in the world."

Our Businesses


  • Vizzve Technologies Private Limited
  • Vizzve Solutions Private Limited
  • Vizzve Nidhi Limited
  • Vizzve Microseva Foundation
  • Vizzve Services Private Limited

Note:

Scam notice: We found www.vizzve.net & info@vizzve.net is a fake website and email id using Vizzve Technologies Pvt Ltd company name to provide fake offer letters and experience letters for freshers. Be aware of this fake website and email. Do not hire anyone using this website and email.

For any Employment Verification of Vizzve Technologies Pvt Ltd, please email hr@vizzve.com or the ROC-registered email id.