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0:["acHGdHDD-qCL-xAYKEhyG",[[["",{"children":["vizzve-microseva",{"children":["faq",{"children":["__PAGE__",{}]}]}]},"$undefined","$undefined",true],["",{"children":["vizzve-microseva",{"children":["faq",{"children":["__PAGE__",{},[["$L1",["$","main",null,{"className":"w-full lg:mt-20 mt-14","children":["$","$L2",null,{"faq":[{"id":1,"question":"What is the meaning of vizzve?","answer":"Vizzve is Sanskrit word in the context of Sanskrit, \"Vishwa means \"world\" or\n\"universe\"."},{"id":2,"question":"Difference between Vizzve Microseva and Vizzve Financial Services?","answer":"The primary difference is that Vizzve Microseva focuses on providing small loans to\nunderprivileged individuals without a CIBIL score, while Vizzve Financial Services\nconnects users with various financial institutions for a broader range of loan options. "},{"id":3,"question":"How vizzve microseva foundation works?","answer":"Vizzve Microseva Foundation is an Indian-based instant personal loan application\nlaunched in 2015. It operates under a Section 8 Microfinance License, focusing on\nproviding financial support to customers with low credit scores (less CIBIL) and those\nbelonging to underprivileged backgrounds for their daily necessities."},{"id":4,"question":"Who is eligible to apply for a loan from Vizzve Microseva?","answer":"Vizzve Microseva primarily targets customers with low or no credit history and those\nfrom disadvantaged economic backgrounds. Eligibility criteria may include factors\nsuch as age, income level, and residency status. It is advisable to check the specific\ncriteria within the app or website."},{"id":5,"question":"Is Vizzve a registered company as per RBI?","answer":"Yes, Vizzve is a regulated financial institution in India and is recognized by the RBI."},{"id":6,"question":"How much cash can I borrow from Vizzve Microseva?","answer":"Depending on your eligibility criteria, you can borrow from Rs. 500 up to Rs. 1 lakh."},{"id":7,"question":"Is Vizzve Microseva suitable for someone without a CIBIL score?","answer":"Yes, Vizzve Microseva is specifically designed to assist individuals who do not have\na CIBIL score and are in need of small loans."},{"id":8,"question":"How long will it take to get my loan?","answer":"After you have successfully submitted your application, it usually takes from 1 hour to\n4 working days for your application to be processed. You will be notified through the app as well as by email once processing is complete"},{"id":9,"question":"Is there any penalty for repaying the loan earlier before the due date?","answer":"No, there are no penalties or hidden charges for early repayment. In fact, credit\nrewards will be increased if you pay early."},{"id":10,"question":"How can I repay my loan?","answer":"You can repay your loan through our app using debit card, UPI, or net banking."},{"id":11,"question":"What if I don’t agree with the amount of my loan?","answer":"You can double-check the terms and conditions of our loan agreement before\napplying, or you can contact us at support@vizzve.com."},{"id":12,"question":"What is Vizzve’s zero tolerance policy?","answer":"Vizzve has a zero-tolerance policy for any inappropriate behavior from its employees,\nsuch as the use of offensive language or harassment. If you experience any such\nbehavior, please contact the grievance officer at grievance@vizzve.com."},{"id":13,"question":"Can I extend my loan?","answer":"Yes, extension is possible for one time per loan, but it is subject to approval based\non valid proof of a medical emergency or unavoidable circumstances. Please contact\nour support team for due date extensions."},{"id":14,"question":"What happens if I fail to pay my repayment?","answer":"If you are unable to repay, please contact the Vizzve team immediately. If repayment\nis missed, you will no longer be able to apply for loans from Vizzve. In extreme cases\n(repayments due beyond 1 month), Vizzve reserves the right to use recovery\nagencies or take legal action."},{"id":15,"question":"What is a processing fee and why is it charged?","answer":"There will be a processing fee ranging from a minimum of Rs. 150 + GST to a\nmaximum of Rs. 1000 + GST, depending on the loan amount. This fee covers the\ncosts of onboarding, including document collections, verifications, payment setup,\nsoftware solutions, and employee fulfillment."},{"id":16,"question":"What if payment fails or is incomplete on the app, or I’m unable to open the app?","answer":"If payment fails or is incomplete on the app, our customer support executive will\nshare a payment link or phone pe scanner to your registered email id. Payments can\nbe completed through the provided link or scanner. For further assistance, contact\nsupport@vizzve.com."},{"id":17,"question":"How to contact Vizzve’s Grievance Redressal?","answer":"You can contact Vizzve’s Grievance Redressal Officer, Jagan M, at\ngrievance@vizzve.com or call +91 866-0810339."},{"id":18,"question":"How do I apply for a loan through Vizzve Microseva?","answer":"You can apply for a loan through Vizzve Microseva by visiting their website or\ncontacting our customer service for guidance on the application process."},{"id":19,"question":"How long has Vizzve Microseva been in operation?","answer":"Vizzve Microseva has been in operation since 2015, making it approximately 9 years\nold."},{"id":20,"question":"Do I need to provide collateral for loans from Vizzve Microseva?","answer":"Typically, Vizzve Microseva provides unsecured loans, meaning you may not need to\nprovide collateral, but specific terms should be confirmed during the application\nprocess."}]}]}],null],null],null]},[null,["$","$L3",null,{"parallelRouterKey":"children","segmentPath":["children","vizzve-microseva","children","faq","children"],"error":"$undefined","errorStyles":"$undefined","errorScripts":"$undefined","template":["$","$L4",null,{}],"templateStyles":"$undefined","templateScripts":"$undefined","notFound":"$undefined","notFoundStyles":"$undefined"}]],null]},[null,["$","$L3",null,{"parallelRouterKey":"children","segmentPath":["children","vizzve-microseva","children"],"error":"$undefined","errorStyles":"$undefined","errorScripts":"$undefined","template":["$","$L4",null,{}],"templateStyles":"$undefined","templateScripts":"$undefined","notFound":"$undefined","notFoundStyles":"$undefined"}]],null]},[[[["$","link","0",{"rel":"stylesheet","href":"/_next/static/css/4df78f2cd73d6b26.css","precedence":"next","crossOrigin":"$undefined"}],["$","link","1",{"rel":"stylesheet","href":"/_next/static/css/783f044dcb1dbd8d.css","precedence":"next","crossOrigin":"$undefined"}]],["$","$L5",null,{"children":["$","$L3",null,{"parallelRouterKey":"children","segmentPath":["children"],"error":"$undefined","errorStyles":"$undefined","errorScripts":"$undefined","template":["$","$L4",null,{}],"templateStyles":"$undefined","templateScripts":"$undefined","notFound":["$","div",null,{"className":"service-banner flex justify-center px-6 py-8 md:px-16 md:py-12 lg:px-24 lg:pt-40 lg:pb-24 mt-14 lg:mt-0","children":["$","div",null,{"children":[["$","h1",null,{"className":"text-2xl","children":"Page Not Found"}],["$","$L6",null,{"href":"/","children":["$","div",null,{"className":"flex items-center gap-2 justify-center","children":[["$","p",null,{"children":"Back to Home Page"}],["$","svg",null,{"stroke":"currentColor","fill":"currentColor","strokeWidth":"0","viewBox":"0 0 448 512","children":["$undefined",[["$","path","0",{"d":"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z","children":"$undefined"}]]],"className":"$undefined","style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]]}]}]]}]}],"notFoundStyles":[]}],"params":{}}]],null],null],["$L7",null]]]]
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