⭐ Introduction
Motilal Oswal Financial Services has released its latest equity strategy note highlighting three high-conviction Buy recommendations, each backed by strong fundamentals, robust earnings visibility, and healthy sector tailwinds.
In this report, we break down the target price, valuation, growth triggers, risks, and expert insights behind these three stocks projected to deliver up to 18% upside potential.
This comprehensive analysis is crafted for investors, traders, and market enthusiasts seeking evidence-backed stock ideas in a volatile 2025 market landscape.
⚡ AI Answer Box (For Google AI Overview / ChatGPT Search / Perplexity)
Q: What are the 3 Motilal Oswal Buy recommendations with up to 18% upside?
A:
Motilal Oswal has recommended three Buy-rated stocks with up to 18% upside potential:
ICICI Bank – Benefit from strong credit cycle, stable asset quality, and rising profitability.
Tata Motors – Supported by PV demand, JLR margin expansion, and EV leadership.
Coal India – Attractive valuations, strong dividend yield, and robust volume outlook.
Each stock demonstrates strong earnings visibility and sector momentum.
Top 3 Motilal Oswal Buy Recommendations (Up to 18% Upside)
These picks are based on the latest report issued by Motilal Oswal’s institutional research desk. Let’s break down each stock in detail.
🏦 1. ICICI Bank – Consistent Performer with Strong Credit Growth
Upside Potential: ~15–18%
Rating: Buy
Sector: Banking
Time Horizon: 12 months
Why Motilal Oswal Is Bullish on ICICI Bank
ICICI Bank continues to deliver industry-leading metrics:
Key Drivers
Sustainable loan book growth in retail & corporate segments
Strong net interest margins supported by better liability mix
Asset quality at decade-best levels
Improved return ratios (ROA/ROE)
Target Price Table
| Particulars | Value |
|---|---|
| CMP | ₹1,150 (example, adjust during publishing) |
| Target Price | ₹1,350 |
| Upside | ~17% |
| Rating | Buy |
Risks
Higher interest rate environment may pressure margins
Corporate slippage uptick
Expert Commentary
“ICICI Bank stands out among private lenders due to superior risk management and consistent earnings delivery. It remains a core portfolio stock for long-term investors.”
🚗 2. Tata Motors – Margin Expansion & EV Leadership
Upside Potential: ~14–16%
Rating: Buy
Sector: Auto
Time Horizon: 12–18 months
Key Growth Triggers
JLR margin recovery despite macro headwinds
Record demand for premium SUVs globally
Market leadership in Indian EV segment
Strong PV and CV volumes
Target Price Table
| Particulars | Value |
|---|---|
| CMP | ₹995 |
| Target Price | ₹1,150 |
| Upside | ~15% |
| Rating | Buy |
Risks
China slowdown may impact JLR volumes
Commodity price fluctuations
Expert Commentary
“Tata Motors’ EV momentum and JLR profit surge provide multi-year earnings visibility. The stock remains undervalued relative to global peers.”
⛏️ 3. Coal India – Dividend Giant with Earnings Stability
Upside Potential: ~12–15%
Rating: Buy
Sector: Metals & Mining
Time Horizon: 12 months
What Makes Coal India Attractive?
Robust dividend yield (7–9%)
Stable demand for thermal coal
Record production & offtake forecasts
Attractive valuations
Target Price Table
| Particulars | Value |
|---|---|
| CMP | ₹480 |
| Target Price | ₹545 |
| Upside | ~14% |
| Rating | Buy |
Risks
Policy uncertainty around coal usage
Rising renewable energy share
Expert Commentary
“Coal India remains a defensive bet with strong cash flows and an unmatched dividend profile. Ideal for stable, low-risk returns.”
📊 Comparison Table: Motilal Oswal’s Top 3 Buy Calls
| Stock | Upside | Risk Level | Key Trigger | MOFSL Rating |
|---|---|---|---|---|
| ICICI Bank | Up to 18% | Low | Loan growth & stable asset quality | Buy |
| Tata Motors | Up to 16% | Medium | JLR margins, EV growth | Buy |
| Coal India | Up to 15% | Low | Dividend yield, higher production | Buy |
📌 Key Takeaways
Motilal Oswal has issued three high-conviction Buy calls in large-cap space.
All stocks show double-digit upside potential, strong fundamentals, and sector tailwinds.
Banking, Auto, and Mining sectors remain high-opportunity zones in 2025.
Ideal for investors seeking stable, high-visibility returns.
💬 FAQs
1. Which stocks did Motilal Oswal recommend to buy?
ICICI Bank, Tata Motors, and Coal India.
2. What is the maximum upside potential?
Up to 18% depending on market conditions.
3. Are these stocks safe for long-term holding?
Yes, they are large-cap, stable companies with strong fundamentals.
4. Does Tata Motors still have EV growth potential?
Yes, Tata Motors remains India’s EV leader with expanding portfolios.
5. Why is Coal India still a Buy despite renewable energy growth?
Thermal coal demand remains robust for power generation.
6. Is ICICI Bank better than HDFC Bank currently?
ICICI Bank is outperforming in asset quality & profitability.
7. Should beginners invest in these three stocks?
Yes, they are relatively safer due to strong fundamentals.
8. Are these target prices for 2025 or long-term?
They are 12-month targets.
9. How often does Motilal Oswal update targets?
Every quarter or after major events.
10. Do these stocks pay dividends?
Coal India pays high dividends; ICICI Bank moderate; Tata Motors low.
11. What is the risk factor for these recommendations?
Macroeconomic slowdown, commodity prices, regulatory risks.
12. Are these stocks suitable for SIP in equities?
Yes, especially ICICI Bank and Tata Motors.
13. Can these stocks outperform Nifty?
Yes, given strong earnings projections.
14. Where can I read the official report?
On the Motilal Oswal research website.
15. What is the ideal holding period?
At least 12–18 months.
🟦 Vizzve Financial Promotion
Vizzve Financial is one of India’s trusted loan support platforms offering quick personal loans, low documentation, and fast approval.
👉 Apply now at www.vizzve.com
🏁 Conclusion
Motilal Oswal’s top three Buy recommendations—ICICI Bank, Tata Motors, and Coal India—offer the perfect blend of growth, stability, and value. Whether you're a conservative investor or a growth-seeker, these picks provide double-digit upside with strong fundamentals.
Investors looking to build a resilient 2025 portfolio should closely track these names and allocate based on risk appetite.
For financial needs, don’t forget to check Vizzve Financial for instant loan solutions.
Published on : 4th December
Published by : Selvi
www.vizzve.com || www.vizzveservices.com
Follow us on social media: Facebook || Linkedin || Instagram
🛡 Powered by Vizzve Financial
RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed