₹5,000 Personal Loan Without CIBIL or Income Proof – Vizzve MicroSeva Helps You Start Small

Published by: Vizzve MicroSeva Foundation
Updated on: April 30, 2025

💬 Introduction: Need Just ₹5,000 But Can’t Get a Loan?

In India, many people struggle to get a small personal loan due to lack of credit history, low CIBIL score, or no income proof. But what if you just need ₹5,000 for an emergency, school fees, medicine, or to restart your small business?

That’s where Vizzve MicroSeva Foundation comes in — a trusted Section 8 NGO offering instant micro loans starting from ₹5,000, without depending solely on CIBIL or salary slips.

🚀 What is Vizzve MicroSeva?

Vizzve MicroSeva Foundation is a registered Section 8 (non-profit) company under the MCA (Ministry of Corporate Affairs), dedicated to financial inclusion and dignity-based lending.

We help individuals like:

👩‍🔧 Daily wage workers
🧕 Women entrepreneurs
👨‍🎓 Students
🧾 Self-employed individuals

…get access to micro-loans starting from ₹5,000 without complicated procedures

📲 Download the App & Apply Instantly

👉 Download Vizzve MicroSeva App on Play Store

💰 Features of the ₹5,000 Micro Loan

Feature	Benefit
Amount	₹5,000 (starting slab)
Interest Rate	Low (NGO-supported)
Documents	Aadhaar + basic KYC only
CIBIL Required?	❌ Not mandatory
Disbursal Time	Within 24–48 hours
Repayment	2–6 months flexible EMI

🔐 Is It Safe?

🛠️ How to Apply

📚 Real Case Example

Name: Sahana, Hyderabad
CIBIL Score: No score
Loan Amount: ₹5,000
Purpose: Buy books for her daughter
Approved in: 1 day via Vizzve MicroSeva App
Repayment Plan: ₹900/month for 6 months

❓FAQs

Q1. Can I get ₹5,000 loan without CIBIL or salary proof?
✅ Yes. You just need Aadhaar and bank account. No high credit score or salary slip needed.

Q2. Is this a government scheme?
❌ Not a government scheme, but Vizzve MicroSeva is an MCA-registered non-profit.

Q3. Do I have to visit any office?
No. Everything is done digitally through the mobile app.

Yes. Once you repay successfully, you become eligible for ₹10,000 or more over time.

📈 Why This Loan is Life-Changing

For many, ₹5,000 is the difference between missing an opportunity or surviving a crisis. At Vizzve, we believe that small help at the right time can create a big impact. That’s why we make it easy, quick, and transparent.