Why The Start Of A Financial Year Matters
A new financial year is like a blank financial notebook.
🧹 Time to clean up old habits,
💡 Set fresh goals, and
🚀 Lay the foundation for a richer, smarter year ahead.
Here’s your 9-step smart checklist—powered by Vizzve Finance to guide every move.
✅ 1. Review Your Past Year’s Financial Report
Before planning ahead, reflect:
How much did you save?
Where did you overspend?
What returns did you earn?
📊 Use Vizzve’s Yearly Finance Snapshot to:
Auto-categorize last year’s expenses
Show income vs. investment graphs
Flag underperforming funds
✅ 2. Set Clear Financial Goals For The Year
What do you want by March 2026?
🎯 Emergency fund?
🏠 House down payment?
📚 Child’s education plan?
📌 Vizzve’s Goal Tracker:
Let’s you set goals by amount/date
Recommends monthly SIPs or plans
Tracks real-time goal progress
✅ 3. Rebuild Your Budget With New Prices & Lifestyle
Costs change yearly (inflation, bills, rent).
📱 Rebuild your budget using Vizzve SmartBudget:
Auto-updates cost-of-living index
Suggests realistic categories
Alerts you when you're overspending
✅ 4. Update Your Tax Planning Strategy
Tax rules evolve. So should you.
Vizzve’s 2025 Tax Planner helps you:
Choose between new vs. old regime
Maximize deductions (80C, 80D, HRA, etc.)
Estimate liability in minutes
💡 Bonus: Use the Auto-ITR Prep Tool in Vizzve to pre-fill your ITR draft!
✅ 5. Start SIPs & Long-Term Investments Early
A rupee invested in April is worth more than in March.
📈 Use Vizzve Fund Finder to:
Pick top mutual funds, PPF, NPS or ULIPs
Compare past 3Y/5Y returns
Start SIPs from ₹500/month
✅ 6. Increase Your Insurance Cover
Your ₹5L term plan from 2019 may not be enough now.
Review:
Term life insurance
Health cover for family
Personal accident or critical illness
📑 Use Vizzve Insurance Optimizer:
Calculates ideal cover based on income/lifestyle
Compares premium across top insurers
Suggests plans with tax benefits
✅ 7. Clean Up Old Accounts & Unused Subscriptions
Too many bank accounts? Dormant credit cards?
They can hurt your credit score or leak money.
🧹 Use Vizzve Account Cleaner to:
Track all linked bank cards, wallets
Spot unused or duplicate subscriptions
Suggest which ones to consolidate
✅ 8. Review & Update Your Credit Report
Get your free credit report now to:
Fix errors
Understand loan eligibility
Improve score early
💳 Vizzve Credit Dashboard offers:
Free monthly credit score
Action plan to improve it
Personalized loan + credit card offers
✅ 9. Plan A Quarterly Review Calendar
Success comes with consistency.
Set quarterly reviews for:
Budget check
Portfolio review
Goal adjustment
📅 With Vizzve Smart Alerts, you get:
Auto-reminders each quarter
Tips for each stage of the FY
Market insights to fine-tune your plan
Final Word
The start of a financial year isn’t just a date—it’s a chance to reset your money mindset.
With Vizzve Finance, you can:
Track all money in one place
Get AI-powered insights
Make smarter decisions, faster
🔁 Call to Action:
💡 Ready to make FY 2025-26 your most financially powerful year yet?
👉 Get started with Vizzve Finance today – Plan. Grow. Win.
published on 30 june
Publisher : SMITA
www.vizzve.com || www.vizzveservices.com
Follow us on social media: Facebook || Linkedin || Instagram
🛡 Powered by Vizzve Financial
RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed.