“Hello beta, it’s me. I need money urgently.”
What if the voice sounds exactly like your parent — but it’s not them?
In 2025, AI-generated scam calls using deepfake voice technology are rapidly increasing in India. These scams aren’t just annoying — they’re financially dangerous, often tricking people into sharing UPI pins, OTPs, or bank details.
🧠 What Are AI Scam Calls?
AI scam calls use:
Voice cloning from social media/audio
Natural-sounding deepfake models
Spoofed numbers or local caller IDs
Fraudsters now impersonate:
Family members (emotion-based scams)
Bank executives or RBI officials
Courier agents asking for “KYC” or payment details
🚨 Real Case Example (2025)
A Hyderabad woman lost ₹89,000 after a call from her “brother” who used cloned voice tech to ask for emergency money.
These aren't prank calls — they’re targeted financial crimes.
🔍 How to Spot an AI Deep fake Call
| Red Flag | What You Hear |
|---|---|
| Slight delay in response | 1–2 sec lag after you ask something |
| Repetitive phrasing | They stick to scripted lines |
| Emotion manipulation | Panic tone: “I’m in trouble, help fast!” |
| Refusal to answer questions | Avoid direct questions or hang up |
| Push for UPI/payment link | Send GPay/PhonePe immediately |
🔒 How to Protect Yourself & Your Bank Info
✅ 1. Never Share UPI PIN, OTP, or Netbanking Login
No bank official or RBI employee will ask for these — ever.
✅ 2. Call Back Using Verified Numbers
If it sounds like a family member or your bank, hang up and call them back using a known number.
✅ 3. Use Vizzve’s Fraud Detection Alerts
Vizzve now helps users:
Track suspicious caller behavior (voice and frequency)
Get UPI spend alerts in real-time
Enable account freeze in case of doubt
✅ 4. Update KYC Only on Official Bank Platforms
Ignore any KYC requests via call, WhatsApp, or SMS. Visit bank apps or sites directly.
✅ 5. Enable Two-Factor Authentication
Even if scammers clone your voice, they won’t bypass your:
App PIN
Biometric security
App-lock tools
🧰 BONUS: Checklist to Stay Safe (Save or Print)
✅ Never trust unknown emergency calls
✅ Always verify with a video or in-person call
✅ Avoid clicking payment links from voice calls
✅ Use banking apps directly, not through unknown links
✅ Report scam calls to cybercrime.gov.in
❓FAQs
Q1. How do AI scammers get my voice or family’s voice?
From Instagram stories, YouTube videos, or voice messages — it takes just 3 seconds of audio to create a deepfake.
Q2. Can UPI apps stop deepfake scams?
Apps can’t detect voice deepfakes. Only your alertness + Vizzve alerts can help.
Q3. What should I do if I fell for a deepfake call?
Immediately call your bank
Report at cybercrime.gov.in
Use Vizzve to track and freeze further transactions
Published on : 19th July
Published by : SMITA
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