The IndiGo IDFC FIRST Credit Card has been officially launched, catering to frequent flyers and travel enthusiasts. This co-branded credit card offers exclusive rewards, flight benefits, and travel perks, making it a strong choice for anyone looking to combine financial convenience with travel advantages.
Key Benefits of IndiGo IDFC FIRST Credit Card
The IndiGo IDFC FIRST Credit Card comes packed with multiple benefits:
1. Flight Benefits
Free flight vouchers for IndiGo flights on card issuance and renewals.
Priority boarding and seat selection privileges for cardholders.
Bonus reward points on IndiGo flight bookings.
2. Reward Points
Earn reward points on every purchase, which can be redeemed for flight tickets, upgrades, or other rewards.
Extra points for spending on travel-related expenses like hotels, transport, and holiday bookings.
3. Lifestyle Perks
Complimentary access to airport lounges.
Discounts on partner merchants, dining, and shopping.
Insurance coverage for travel delays or emergencies.
4. Flexible Payments
Zero-interest EMI options on travel bookings.
Easy online management via the IDFC FIRST mobile app or internet banking.
Joining Fee and Annual Fee
The card comes with a moderate joining fee and an annual fee waiver if you meet minimum spending criteria. Key details:
Joining Fee: ₹999 (waived on first-year spend threshold)
Annual Fee: ₹999 per year (can be waived by spending a specified minimum during the year)
This makes it a cost-effective card for frequent travelers who can leverage its perks.
How To Apply for the IndiGo IDFC FIRST Credit Card
Applying for the credit card is simple and can be done online or at select IDFC FIRST Bank branches:
Online Application: Visit the official IDFC FIRST website or mobile app.
Documentation: Submit KYC documents such as Aadhaar, PAN card, and income proof.
Eligibility Check: Ensure you meet the minimum income and credit score criteria.
Approval & Delivery: Once approved, the card is delivered to your registered address within 7–10 business days.
Tips to Maximize Benefits
Use the card for flight bookings: Earn maximum reward points on IndiGo flights.
Redeem points wisely: Utilize accumulated points for free tickets or upgrades.
Track spending: Use the mobile app to monitor rewards, statements, and card benefits.
Combine perks: Take advantage of airport lounge access, insurance coverage, and dining offers.
Conclusion
The IndiGo IDFC FIRST Credit Card is designed for travel enthusiasts who want to earn rewards, enjoy flight privileges, and get lifestyle perks. With a moderate joining fee and the potential for annual fee waivers, it’s an attractive option for frequent flyers looking to combine financial flexibility with travel benefits.
FAQs
1. Who is eligible for the IndiGo IDFC FIRST Credit Card?
The card is available to Indian residents who meet the minimum income requirement and have a good credit score.
2. What is the joining fee for the IndiGo IDFC FIRST Credit Card?
The joining fee is ₹999, which can be waived if you meet the first-year minimum spending threshold.
3. What are the main benefits of this credit card?
Key benefits include flight vouchers, priority boarding, reward points on all purchases, airport lounge access, travel insurance, and discounts on dining and shopping.
4. How can I apply for the card?
You can apply online via the IDFC FIRST website or app, or visit select bank branches. KYC documents like Aadhaar, PAN, and income proof are required.
5. How are reward points earned and redeemed?
Reward points are earned on every purchase, with extra points for IndiGo flight bookings and travel-related expenses. Points can be redeemed for flights, upgrades, or partner rewards.
Published on : 18th August
Published by : SMITA
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