.png)
🏦 Apply for Personal Loan Online in India – SBI vs Vizzve Financial [June 2025 Guide]
📅 Updated: June 2025
✍️ By: Vizzve Financial – India’s Smart Loan Partner
💡 Why People Search “SBI Personal Loan” First
SBI is one of the largest and most trusted public sector banks in India. It offers:
-
✅ Loan amounts up to ₹20 lakh
-
✅ Tenures from 1–6 years
-
✅ Interest rates starting at ~11% p.a.
-
✅ Available to salaried and pensioners
But SBI loans often come with:
-
📑 Paper-heavy documentation
-
⏳ Slower disbursal process
-
❌ Strict CIBIL score requirements (700+)
🚀 Why Vizzve Financial Is a Better Alternative in 2025
| Feature | SBI | Vizzve Financial |
|---|---|---|
| CIBIL Requirement | 700+ | Accepts Low Score (500+) |
| Approval Time | 3–7 Days | ⏱️ 10–30 Minutes |
| Minimum Docs | PAN, Aadhaar + Salary Slip | ✅ PAN + Aadhaar Only |
| Income Proof | Mandatory | Optional for ₹30K–₹1L loans |
| Disbursal | Bank-only | Partnered with 25+ Banks + NBFCs |
| App Support | Limited | 📱 AI-Powered Loan App |
| Support | Branch Visit | ✅ WhatsApp + Phone Support |