Emergencies don’t wait for your credit score. Whether it’s a medical bill, business need, or unexpected expense — finding funds with a low CIBIL score can be stressful.
But here’s the good news: platforms like Vizzve Finance help you connect with lenders who understand your situation and provide urgent personal loans, even if your credit history isn’t perfect.
Let’s explore how you can still qualify and get instant cash with bad credit in India.
What Is a Bad Credit Personal Loan?
A bad credit loan is designed for people with low credit scores (below 700).
These loans help you meet urgent needs while rebuilding your financial reputation.
Vizzve Finance partners with trusted NBFCs and fintech lenders who specialize in fast approvals for such borrowers — without long paperwork or collateral.
How Vizzve Finance Helps You Get Urgent Loans
1. Quick Eligibility Check:
Find out instantly if you qualify — no credit score impact.
2. Multiple Lender Options:
Compare real-time offers from banks and NBFCs suited to your profile.
3. Fast Disbursal:
Funds directly credited to your account within 24–48 hours of approval.
4. Transparent Process:
No hidden fees, no prepayment traps — full clarity at every step.
Basic Eligibility Criteria:
Even with bad credit, you can still qualify if you meet these:
Age: 21 to 60 years
Monthly income: ₹15,000 or above
Valid PAN, Aadhaar, and bank statement
Proof of employment or business income
Tips to Improve Your Loan Chances with Bad Credit:
Apply for smaller loan amounts first.
Maintain a stable income source.
Avoid multiple loan applications within a short period.
Add a co-applicant with a good score if possible.
Use the loan responsibly and repay on time to rebuild your CIBIL score.
Best Uses of Urgent Personal Loans:
Medical emergencies 🏥
Business or shop expenses 🏪
Education or skill upgradation 🎓
Home or car repair 🏠
Travel or personal emergencies ✈️
Things to Keep in Mind:
Interest rates may be slightly higher due to risk.
Borrow only what you can repay comfortably.
Always read terms and conditions before signing.
Vizzve Finance ensures full transparency and connects you only to trusted lenders who follow RBI guidelines.
Conclusion:
Having bad credit doesn’t mean your financial options are over. With the right guidance and verified lenders, you can still access urgent personal loans in India.
Vizzve Finance bridges the gap between your credit challenges and your need for instant funds — safely, securely, and smartly.
💡 “Credit can be repaired. What matters most is taking the right financial step — today.”
FAQs
1. Can I get a loan with a 600 CIBIL score?
Yes, some NBFCs and fintech lenders accept 600+ scores for smaller personal loans.
2. How fast can I get funds with Vizzve Finance?
Usually within 24 to 48 hours, depending on lender verification.
3. Will applying affect my credit score?
No. Vizzve Finance uses a soft enquiry system that doesn’t reduce your CIBIL score.
4. Can I rebuild my credit with such loans?
Yes! Timely repayments can improve your credit score over time.
Published on : 3rd November
Published by : SMITA
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RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed