Bajaj Finance and Bajaj Housing Finance Share Prices Rise Up to 3% Post Strong Q1 FY26 Business Updates
Shares of Bajaj Finance and Bajaj Housing Finance gained up to 3% in early trade on July 4, 2025, after both companies released robust Q1 FY26 business updates, reflecting strong loan growth, customer acquisition, and healthy asset quality.
The stocks were among the top gainers in the financial services space, boosting overall market sentiment in the NBFC and housing finance segment.
📊 Key Highlights from Q1 FY26 Business Updates
📌 Bajaj Finance
New Loans Booked: 10.3 million (up 15% YoY)
Assets Under Management (AUM): ₹3.50 lakh crore (up 34% YoY)
Customer Franchise: 83.5 million
Deposits Book Size: ₹59,700 crore (up 24% YoY)
📌 Bajaj Housing Finance
AUM: ₹83,200 crore (up 32% YoY)
Retail Housing Loan Growth: Significant traction in Tier 2 & Tier 3 cities
Strong Asset Quality: Net NPAs remained below 0.4%
📈 Market Reaction
Bajaj Finance: Rose by 2.6%, touching ₹8,230
Bajaj Housing Finance (Unlisted): Premium rose in the grey market by nearly 3%, indicating investor optimism
Volume: High trading volume in Bajaj Finance stock, signaling institutional interest
“The quarterly business update shows strong execution and sustained demand in retail lending. Bajaj Finance remains one of the top picks in the NBFC space,” said a senior analyst at a brokerage firm.
🔍 Investor Sentiment and Outlook
Analysts are optimistic about the long-term growth trajectory of both companies, citing:
Diversified lending mix
Consistent expansion into underpenetrated geographies
Controlled credit costs and digital-first strategy
The positive update has improved confidence among FIIs and DIIs, leading to fresh buying interest.
✅ FAQs:
Q1. Why are Bajaj Finance shares rising today?
The stock is up due to a strong Q1 FY26 business update showing growth in AUM, customer base, and loan disbursements.
Q2. What is driving Bajaj Housing Finance’s performance?
Retail demand in semi-urban areas, controlled NPAs, and strong parentage under Bajaj Finserv have boosted investor confidence.
Q3. Is it a good time to invest in Bajaj Finance?
Analysts recommend a buy-on-dips strategy for long-term investors, citing continued earnings visibility and market leadership.
Q4. How does Bajaj Finance compare with other NBFCs?
It remains one of the best-performing NBFCs with strong fundamentals, robust digital platforms, and better-than-industry asset quality.
Q5. What’s the outlook for the rest of FY26?
Analysts expect consistent growth with stable margins, provided macro conditions remain supportive and credit demand holds.
Published : On 7th July
Published : Pankaj
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