Bajaj Finance Shares Rise Over 3% After Q1 Business Update
Bajaj Finance Ltd witnessed a sharp uptick in its share price, rising over 3% intraday after releasing its Q1 FY26 business update. The surge came on the back of robust loan growth, a rising customer base, and consistent expansion in assets under management (AUM).
Investors reacted positively to the company’s early performance indicators, which suggest a strong start to the financial year despite sectoral headwinds.
Key Q1 FY26 Business Metrics
New Loans Booked: 10.97 million (▲34% YoY)
Assets Under Management (AUM): ₹3.55 lakh crore (▲31% YoY)
Customer Base: 83.64 million (▲22% YoY)
Deposits Book: ₹60,180 crore (▲27% YoY)
Share Price Movement: Rose over 3% to ₹7,450 (intraday)
What’s Driving the Share Price Surge?
Strong AUM and Disbursal Growth:
Continued double-digit loan book growth highlights Bajaj Finance’s dominance in the consumer lending space.
Positive Brokerage Sentiment:
Global and domestic brokerages, including Jefferies and CLSA, have reiterated ‘Buy’ calls post the Q1 update.
Robust Digital Ecosystem:
The company’s emphasis on digital EMI cards, fintech partnerships, and seamless customer onboarding is improving scale and efficiency.
Investor Confidence in Retail Credit:
Bajaj Finance’s success in managing risk in unsecured retail credit amid rising interest rates boosts confidence in future earnings.
Market Context
Bajaj Finance’s rally also aligns with the broader positive sentiment in the NBFC and financial sector stocks, supported by improving economic data and expectations of continued credit demand in the second half of 2025.
FAQs
Q1: Why did Bajaj Finance shares rise after the Q1 update?
The rise is due to strong loan disbursal numbers, higher AUM, and continued customer acquisition, which exceeded street expectations.
Q2: How much did Bajaj Finance’s AUM grow in Q1 FY26?
AUM grew by 31% year-on-year, reaching ₹3.55 lakh crore.
Q3: Is the stock still a ‘Buy’ after the recent surge?
Most brokerages maintain a positive outlook, citing robust fundamentals, though near-term profit booking may occur.
Q4: What segments are driving Bajaj Finance’s growth?
Growth is led by consumer B2C lending, digital EMI products, and steady performance in SME lending.
Q5: Is Bajaj Finance well-positioned for FY26?
Yes, the company’s strong digital infrastructure, rising deposit base, and diversified product portfolio position it well for sustained growth.
Published : On 9th July
Published : Pankaj
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