Many customers are confused about whether banks will remain open today, Saturday, November 15. As per the Reserve Bank of India's (RBI) standard banking rules, only the second and fourth Saturdays of every month are designated as bank holidays.
All other Saturdays—including today’s date—follow normal working hours.
Since November 15 does not fall on the second or fourth Saturday, banks will remain open as usual across India, except in regions with local state-specific holidays.
Understanding Saturday Bank Rules
RBI’s uniform guideline for banking operations states:
1st Saturday → OPEN
2nd Saturday → BANK HOLIDAY
3rd Saturday → OPEN
4th Saturday → BANK HOLIDAY
5th Saturday (if applicable) → OPEN
Today, November 15, falls on the third Saturday of the month.
Therefore, banks are operating normally with full business hours.
Exception: State-Wise Holidays
While national rules keep banks open today, a few states may observe regional festivals or government notifications that could cause closures in select branches.
Customers are advised to:
Check nearby branch notice boards
Confirm timings through banking apps or helplines
Use ATMs, UPI and net banking for urgent transactions
Services Available Today
Since banks are open, all regular services are functioning, including:
Cash deposits & withdrawals
Cheque clearance
Account updates
Loan and EMI-related assistance
Locker access
Customer service support
Digital services like UPI, IMPS, NEFT (except offline NEFT at branch), and net banking remain available 24×7.
Why Second and Fourth Saturdays Are Holidays
The RBI introduced this rule to:
Ensure uniformity across public, private and foreign banks
Provide balanced work-rest schedules to bank employees
Improve service efficiency on working days
Streamline transaction hours nationwide
Since implementation, Saturday banking has followed this predictable pattern.
FAQs
Q1. Are banks closed today, November 15?
No. November 15 falls on a working Saturday, so banks are open.
Q2. Which Saturdays are holidays?
Only the second and fourth Saturdays of every month.
Q3. Do digital banking services work on Saturdays?
Yes. UPI, IMPS, net banking and ATM services work 24×7.
Q4. Could some branches still be closed today?
Only in states with local holidays. Most branches nationwide remain open.
Q5. Are bank holidays the same across all banks?
Yes, RBI rules apply to public, private and foreign banks.
Published on : 15th November
Published by : SMITA
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