Today marks the first phase of the Bihar Assembly Elections 2025 — with polling underway in 121 constituencies across the state. Given this, banking operations in the region are affected: many branches in Bihar are observing a bank holiday for the day. If you’re planning any bank-visit or transaction, here’s a city-wise guide on whether your bank is open or not on Thursday, November 6, 2025.
Why Banks are Affected
On election days, to ensure smooth polling, maintain law and order, and enable staff participation, banks in the states holding elections may be declared holiday by the Reserve Bank of India (RBI) under the Negotiable Instruments Act. Since Phase 1 of the Bihar elections is underway today, banks in Bihar are officially closed.
City-Wise Bank Operational Status (Nov 6, 2025)
| City | Status |
|---|---|
| Patna (Bihar) | Closed — Bank holiday declared for elections |
| Other major cities in Bihar (all districts) | Closed |
| Shillong (Meghalaya) | Closed — Festival holiday (Nongkrem Dance) |
| Mumbai, Delhi, Chennai, Kolkata, Bengaluru, Hyderabad, Ahmedabad, Pune | Open — Banks operating normally |
| All other major Indian cities outside Bihar & Meghalaya | Open |
Note: Even on a bank holiday, online banking, ATMs, UPI/NEFT/RTGS services remain available.
What This Means for You
If you reside in Bihar, or have to visit a branch there today, note that physical branch offices are closed. Plan accordingly.
If you’re in another state outside Bihar or Meghalaya, banks are likely open as usual — you can carry out regular in-branch banking.
For urgent bank-based services (cheque deposit, cash withdrawal above branch limits, KYC, etc.) in a closed region, you may have to wait until the next working day.
You can use digital banking channels (mobile/online) to perform most transactions even on branch-closure days.
Conclusion
For Thursday, November 6, 2025, banks in Bihar are closed due to the assembly election polling and in Meghalaya for a cultural festival. All other major cities across India have their bank branches open and operating normally. If you anticipated a bank-visit today in Bihar, it’s best to use online services or postpone your branch visit to another day.
FAQs
Q1. Are banks in Bihar closed on November 6, 2025?
Yes, banks in Bihar are closed today due to the first phase of the state assembly elections.
Q2. Are banks in Mumbai and Delhi open today?
Yes, banks in cities like Mumbai, Delhi, Chennai, Kolkata, Bengaluru and other major metros are open today.
Q3. Can I use mobile banking and ATMs in Bihar today?
Yes. Even though branches are closed, digital banking services, ATM withdrawals and UPI/online transactions remain available.
Q4. Why are banks closed in Meghalaya too?
Banks in Meghalaya (specifically in Shillong) are closed due to a festival holiday (Nongkrem Dance Festival).
Q5. How can I verify bank holiday status for other cities?
Check the RBI’s regional holiday calendar for FY 2025-26 or visit your bank’s official website for branch-specific announcements.
Published on : 6th November
Published by : SMITA
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