Wednesday, November 5, 2025, marks the celebration of Guru Nanak Jayanti and Kartika Purnima, two significant festivals observed across India.
As these occasions hold religious and cultural importance, several states have declared a bank holiday under the Negotiable Instruments Act. Customers are advised to check local branch schedules as bank operations may vary city-to-city.
Bank Holiday Details
According to the Reserve Bank of India (RBI) holiday calendar, banks will remain closed in multiple regions today in observance of:
Guru Nanak Jayanti (Gurpurab) — commemorating the birth anniversary of Guru Nanak Dev Ji, founder of Sikhism.
Kartika Purnima — a sacred day in the Hindu calendar marking the full moon of Kartik month.
Both festivals are widely celebrated in Punjab, Haryana, Delhi, Uttar Pradesh, Odisha, and Bihar, leading to regional closures.
City-Wise Bank Closure List (November 5, 2025)
| City/State | Holiday Occasion | Banks Open/Closed |
|---|---|---|
| Delhi | Guru Nanak Jayanti | Closed |
| Chandigarh | Guru Nanak Jayanti | Closed |
| Amritsar & Ludhiana | Guru Nanak Jayanti | Closed |
| Lucknow & Kanpur | Guru Nanak Jayanti | Closed |
| Patna | Kartika Purnima | Closed |
| Bhubaneswar | Kartika Purnima | Closed |
| Mumbai | Regular Working Day | Open |
| Chennai | Regular Working Day | Open |
| Kolkata | Regular Working Day | Open |
| Bengaluru | Regular Working Day | Open |
| Hyderabad | Regular Working Day | Open |
Online Banking & ATMs
Even though physical branches in select states are closed, customers can continue to access:
Online banking services (net-banking, mobile apps)
UPI transactions and ATMs for withdrawals and balance checks
All digital payment systems will function as usual.
Why This Holiday Matters
For the Sikh community, Guru Nanak Jayanti is one of the most sacred festivals, celebrating the teachings of equality, service, and truth.
Simultaneously, Kartika Purnima holds great significance for Hindus, marked by temple visits, lighting of lamps, and holy river rituals.
The dual observance this year has made November 5 a special spiritual day across multiple faiths in India.
Conclusion
As India observes Guru Nanak Jayanti and Kartika Purnima today, banks in several northern and eastern states remain closed.
Customers planning financial transactions should opt for digital modes or visit branches once regular services resume on Thursday, November 6, 2025.
FAQs
Q1. Are banks closed across all India today?
No. Banks are closed in select states such as Punjab, Delhi, Haryana, Bihar, and Odisha, while others remain open.
Q2. Is November 5 a national bank holiday?
It is not a nationwide holiday but a regional public holiday in states observing Guru Nanak Jayanti or Kartika Purnima.
Q3. Will online banking work today?
Yes. All digital banking, UPI, and ATM services remain unaffected.
Q4. When will banks reopen?
Regular banking operations will resume on Thursday, November 6, 2025.
Published on : 5th November
Published by : SMITA
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