Vizzve Finance | Trending Banking News
In a scheduled move, State Bank of India (SBI) and Kotak Mahindra Bank have announced temporary suspension of key digital banking services including UPI, ATM withdrawals, internet banking, and mobile banking. The downtime is due to planned maintenance aimed at enhancing infrastructure and improving customer experience.
Date and Time of Scheduled Downtime
SBI Maintenance Window:
Date: Sunday, July 21, 2025
Time: 00:30 AM to 02:30 AM IST
Services Affected: UPI, YONO app, net banking, IMPS, ATM transactions
Kotak Mahindra Maintenance Window:
Date: Saturday, July 20, 2025
Time: 11:30 PM to Sunday, July 21, 02:00 AM IST
Services Affected: UPI, mobile banking, debit card transactions, net banking
Impact on Customers
During the above-mentioned windows, customers may experience partial or complete outages when attempting to access online services, conduct UPI transactions, or withdraw cash from ATMs.
Banks advise customers to plan critical transactions in advance to avoid any inconvenience. Post-maintenance, all services are expected to resume automatically.
Why is Scheduled Maintenance Important?
Scheduled maintenance allows banks to upgrade systems, patch security vulnerabilities, and ensure higher availability and performance of digital banking platforms. This is a proactive measure in keeping up with increasing demand for secure and real-time banking services.
Trending Update on Google Indexing
The blog on this alert by Vizzve Finance quickly gained traction and got indexed fast on Google Trends under “Banking Services Alert”, driven by customer interest and urgency around digital transaction planning. Users searched widely for UPI outages and ATM issues related to SBI and Kotak, boosting the visibility of the update.
(FAQ) – FREQUENTLY ASKED QUESTIONS
Q1: Why are SBI and Kotak Mahindra Bank suspending services?
A: The suspension is due to scheduled maintenance aimed at upgrading their digital infrastructure and ensuring smoother user experience.
Q2: Will I be able to use my ATM card during the downtime?
A: ATM services may be partially or completely unavailable during the maintenance window.
Q3: Can I make UPI payments during this period?
A: No, UPI services will be unavailable for the scheduled duration. Please plan your payments accordingly.
Q4: Are credit card transactions affected?
A: No official mention has been made about credit card transactions, but customers may experience delays depending on system interconnectivity.
Q5: Will services resume automatically after the downtime?
A: Yes, all services are expected to resume normally once the maintenance is completed.
Published on:July 15,2025
Published by :Selvi
www.vizzve.com || www.vizzveservices.com
Follow us on social media: Facebook || Linkedin || Instagram
🛡 Powered by Vizzve Financial
RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed