You’re just one step away from getting your loan.
But wait — before you click “Apply Now,” make sure you tick every box on this simple Borrower’s Checklist.
Because smart borrowing = stress-free repayment.
Let’s go 👇
Vizzve’s Loan Pre-Application Checklist
1. Do You Know Why You Need the Loan?
💡 A wedding? Emergency? Debt consolidation?
Knowing your purpose helps us match you with the right product — fast.
2. Do You Know How Much You Need?
Don't borrow more than you can repay.
It’s tempting, but excess debt can strain your finances later. Use our [loan calculator] to plan ahead.
3. Are You Eligible?
🔹 Indian Citizen
🔹 Age: 21–60 years
🔹 Stable income (salary/business)
🔹 Basic KYC documents (Aadhaar, PAN)
No complex rules. Just clean, simple checks.
4. Do You Have These Docs?
🗂️ Required:
Aadhaar Card
PAN Card
Bank Statements (last 3–6 months)
Salary Slips / ITR (for self-employed)
Got these? You’re good to go.
5. Do You Understand the EMI?
Ask yourself:
Can I comfortably pay this EMI monthly?
What happens if I lose my job or income drops?
Have I accounted for other EMIs?
👉 Pro tip: Never let your total EMIs cross 40% of your income.
6. Are You Clear About Interest & Charges?
We’re 100% transparent.
But you should still ask:
What’s my interest rate?
Any processing fee?
Any prepayment/foreclosure penalty?
Ask before you sign. Always.
7. Do You Know Your Repayment Timeline?
🗓️ Whether it’s 6 months or 36 — choose a tenure that fits your budget.
Longer term = lower EMI
Shorter term = quicker closure (but higher EMI)
8. Do You Have a Backup Plan?
Unexpected things happen.
Keep a small emergency fund aside to avoid defaults.
9. Have You Read the Fine Print?
Yes, we know it's boring — but the fine print tells you:
What happens on missed EMIs
Rules for foreclosure
Late payment penalties (if any)
Spend 10 mins now. Avoid 10 calls later.
Vizzve’s Promise
At Vizzve, we make loans:
Fast
Paperless
Ethical
No hidden traps. No spammy calls. Just clear answers and real help.
Real Customer Voice
“I loved how simple and transparent Vizzve’s process was. This checklist made me feel in control.”
— Sneha R., Pune
FAQs
Q1: Can I apply without salary slips?
If you’re self-employed, we accept bank statements or ITRs instead.
Q2: What’s the fastest loan I can get?
Some Vizzve customers get approved in under 5 minutes with valid KYC + bank proof.
Q3: Can I repay early?
Yes! And with zero or minimal foreclosure charges
Published on : 30th July
Published by : SMITA
www.vizzve.com || www.vizzveservices.com
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🛡 Powered by Vizzve Financial
RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed