🏡 Best Home Loan Offers in India – Compare Top Rates in May 2025

Published by: Vizzve Financial
Last Updated: April 30, 2025

💬 Introduction: Planning to Buy a Home in 2025?

Buying a home is a dream for millions of Indians — and getting the right home loan is key to making that dream a reality. Whether you're a salaried professional or self-employed, choosing the best lender can help you save lakhs in interest.

In this blog, Vizzve Financial brings you the latest home loan offers for May 2025, helping you compare interest rates, EMIs, and processing fees across top banks and NBFCs.

🔍 Why This Blog Will Rank First on Google

🎯 Target Keywords: home loan May 2025, best home loan rates India, compare home loans, lowest interest housing loan
📊 Structured Comparison Table (Google loves format-rich data)
📌 FAQs solve user intent directly
✅ Trusted source: Vizzve Financial (NBFC aggregator)
🔁 Updated regularly with latest bank rates

🏦 Compare Top Home Loan Offers – May 2025

Lender	Interest Rate (p.a.)	Tenure	Processing Fee	Min. Salary Required
HDFC Ltd	8.35% – 9.10%	Up to 30 yrs	₹3,000 – ₹10,000	₹25,000/month
SBI	8.40% – 9.30%	Up to 30 yrs	0.35% of loan amount	₹20,000/month
ICICI Bank	8.50% – 9.50%	Up to 25 yrs	0.50% or ₹5,000	₹25,000/month
PNB Housing	8.55% – 9.60%	Up to 30 yrs	₹3,500 – ₹10,000	₹20,000/month
Bajaj Housing	8.75% – 9.90%	Up to 30 yrs	Up to 1%	₹18,000/month

✅ Why Choose Vizzve to Apply?

✔️ Compare 100+ lenders in one place
✔️ Get pre-approved offers in minutes
✔️ Paperless processing and doorstep document pickup
✔️ Personalized loan advisor for every customer
✔️ Works with salaried, self-employed, and gig workers

📋 Documents Required for Home Loan

💡 How to Apply via Vizzve in 5 Easy Steps

🏠 Real Case Example

Customer: Anjali Verma, Pune
Loan: ₹45 Lakhs
Lender: HDFC via Vizzve
Tenure: 20 years
Interest Rate: 8.40%
Time Taken: 3 days
Monthly EMI: ₹38,756

❓FAQs – Home Loans May 2025

Q1. Which bank offers the lowest interest rate in May 2025?
👉 Currently, HDFC and SBI have the most competitive starting rates at 8.35%.

Q2. Can I get a home loan without a co-applicant?
✅ Yes, if you meet income eligibility. But adding a co-applicant increases your approval chances.

Q3. What is the minimum CIBIL score for home loan approval?
📈 Generally, a score of 700+ is recommended, but Vizzve helps even those with 650+ get options.

Q4. How long does approval take?
⚡ With Vizzve, pre-approval can happen in just 2 hours, and disbursal within 5–7 working days.

📲 Ready to Apply?

👉 Click here to Apply for Home Loan on Vizzve Financial now and compare the best rates instantly.