What Kshitiz Mahajan Recommends in 2025
Renowned financial expert Kshitiz Mahajan, co-founder of Complete Circle Consultants, believes that a balanced approach to large-cap and mid-cap funds is essential in 2025’s volatile but promising market landscape.
In a recent interview, he stated:
“Large-cap funds offer stability and consistency, while mid-cap funds offer growth and outperformance potential. Investors must align their choices with goals and risk appetite.”
📊 Understanding the Two Segments
| Fund Type | Characteristics | Ideal For |
|---|---|---|
| Large-Cap | Invests in top 100 listed companies | Risk-averse investors seeking steady returns |
| Mid-Cap | Invests in companies ranked 101–250 by market cap | Investors seeking growth with moderate risk |
💸 Vizzve Insight: Where Should You Put Your Money?
✅ 1. Large-Cap Funds for Foundation
Better suited during economic uncertainty
Lower volatility
Useful for shorter investment horizons (3–5 years)
🚀 2. Mid-Cap Funds for Wealth Creation
Higher return potential
Ideal for long-term investors (7+ years)
Beneficial when markets are recovering or expanding
📉 3. Risk Diversification is Key
Kshitiz Mahajan advises a 60:40 or 70:30 allocation (Large:Mid) for conservative investors, and 50:50 or even 40:60 for aggressive portfolios.
💡 Vizzve Tip: Use our portfolio health checker to know your ideal large-to-mid-cap split based on your goals, income, and market outlook.
🔍 Things to Watch Out For
Check expense ratios and 5-year performance trends
Monitor SEBI reclassification rules
Avoid overlapping stocks in both fund types
Stay updated on macro indicators and interest rate movements
🧾 Final Word — From Vizzve
Both large-cap and mid-cap funds can coexist profitably—if chosen wisely. Kshitiz Mahajan’s advice reminds us that investing is not about picking a side, but balancing the risk and reward scale.
At Vizzve, we decode expert insights into actionable finance strategies. Whether you’re playing it safe or chasing growth—our tools, tips, and micro-loans can help make your investment journey smarter.
Published on : 9th July
Published by : SMITA
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