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Can You Live on ₹300 a Day in a Metro City? A Budget Reality Check

A daily budget plan for surviving on ₹300 in Indian metro cities

Can You Live on ₹300 a Day in a Metro City? A Budget Reality Check

Vizzve Admin

Metro cities like Mumbai, Delhi, Bengaluru, Chennai, and Kolkata are known for their fast pace — and steep prices. But what if you had to live on just ₹300 a day?

We took up the challenge and broke it down. Here’s what living frugally in an Indian metro truly looks like in 2025.

Total Daily Budget: ₹300

That’s ₹9,000 a month. Let’s see how it plays out.

 1. Food – ₹100/day

Breakfast (₹20): Poha or idli from a street vendor

Lunch (₹40): Local mess or thali joint

Dinner (₹40): Simple meal or home-cooked khichdi

Tip: Stick to local eateries and bulk cooking on Sundays.

 2. Rent – ₹100/day (₹3,000/month)

Shared PG or room in suburban areas or slums

No AC, shared washroom, basic mattress

Reality Check: You’ll need to compromise on location and comfort.

 3. Travel – ₹40/day

Use metro passes, local buses, or walk for short distances

Avoid autos and cabs unless it’s absolutely necessary

 4. Phone & Internet – ₹10/day (₹300/month)

Basic prepaid mobile plan

Rely on free Wi-Fi in public spaces or libraries

 5. Electricity, Toiletries & Essentials – ₹30/day

Bucket baths, minimal electricity usage

Basic soap, toothpaste, detergent packs

 What You Have to Give Up

Swiggy/Zomato orders

OTT subscriptions

Cafe visits

Gym memberships

Weekend getaways

 Mental & Physical Toll

Living on ₹300 a day is doable, but not sustainable long-term. It forces you into survival mode, especially in metros where social pressures and work culture demand more.

🧾 “It’s a reality for lakhs of daily wage workers, students, and migrants. This budget teaches us the value of every rupee.”

Sample Budget Chart:

ExpenseDailyMonthly
Food₹100₹3,000
Rent₹100₹3,000
Travel₹40₹1,200
Phone/Internet₹10₹300
Essentials₹30₹900
Total₹280₹8,400

You’re left with ₹600 for emergencies.

Takeaway:

Living on ₹300/day in a metro is a test of creativity, discipline, and minimalism. While challenging, it gives insight into how millions navigate urban poverty — and how much we often overspend.

❓FAQs

Q1. Can students survive on ₹300/day in cities like Delhi or Chennai?
Yes, but only with hostel or PG support and subsidized meals. Lifestyle sacrifices are necessary.

Q2. Is it possible to save anything on this budget?
Hardly. Emergency savings may only be possible if you skip a few meals or share more resources.

Q3. What’s the hardest part of this challenge?
Rent and food cost the most. Managing mental health and social isolation are also difficult.

Published on : 2nd  August 

Published by : SMITA

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