When reviewing your CIBIL report or applying for a loan, you might come across something called a Control Number (CN). Though it looks like a simple numeric code, it plays a crucial role in how lenders retrieve and verify your credit report.
Understanding what this control number means — and knowing how to find it — can make your credit journey smoother and help resolve disputes faster. Let’s dive into what the CIBIL Control Number is and how you can get it.
What Is the Control Number in CIBIL?
The CIBIL Control Number (CN) is a unique 9-digit number automatically generated every time your credit report is pulled from the CIBIL database.
Think of it as a reference ID or tracking number that allows lenders and CIBIL to identify and access a specific version of your credit report.
Each time a lender views or requests your report, a new control number is created — meaning no two reports will ever share the same CN.
Purpose of the CIBIL Control Number
The control number is used to:
Track your credit report efficiently during loan applications.
Help lenders reference the same report while evaluating your creditworthiness.
Assist CIBIL in resolving disputes or errors by identifying the exact report version.
Maintain transparency between the lender, borrower, and credit bureau.
Where to Find Your CIBIL Control Number
You can easily find your Control Number (CN) on your CIBIL Credit Report. Here’s how:
Visit the CIBIL official website: www.cibil.com
Login using your registered email ID and password.
Check your latest credit report.
On the top section (usually near your name or score summary), you’ll find the 9-digit Control Number.
If you’re viewing a report obtained through a lender, they can also share the control number mentioned in the report they retrieved.
Why the CIBIL Control Number Matters
Essential for loan processing: Lenders use it to access the same report version you received.
Important for dispute resolution: When raising a dispute, CIBIL asks for your CN to identify the specific report.
Reduces confusion: Ensures lenders don’t mix up your report with another borrower’s data.
Difference Between CIBIL Score and Control Number
| Aspect | CIBIL Score | Control Number (CN) |
|---|---|---|
| Purpose | Reflects your creditworthiness | Identifies your credit report |
| Type | 3-digit numeric score (300–900) | 9-digit reference number |
| Changes | Updates monthly | Unique to each report |
| Use | Used by lenders to assess risk | Used to track or dispute reports |
How to Get the Control Number if You Don’t Have It
If you’ve misplaced or can’t find your CN:
Request your credit report again from CIBIL’s website.
The new report will generate a fresh control number automatically.
You can also contact CIBIL’s customer support and provide your details (name, DOB, PAN) to retrieve it.
Conclusion
The CIBIL Control Number may seem like a small detail, but it plays a key role in managing your credit data. It ensures every report is uniquely tracked, helping lenders and borrowers stay on the same page.
Always keep a note of your CN whenever you check your CIBIL report — it makes future reference, dispute filing, and communication with CIBIL much easier.
FAQs
Q1. What is the Control Number in CIBIL?
It’s a unique 9-digit number that identifies your credit report in the CIBIL database.
Q2. Is the Control Number the same as my CIBIL Score?
No, your CIBIL score shows your creditworthiness, while the Control Number helps track your report.
Q3. How do I find my CIBIL Control Number?
You can find it at the top of your credit report on the CIBIL website or report shared by your lender.
Q4. Does the Control Number change?
Yes. Every time a report is generated, a new Control Number is assigned.
Q5. Can I raise a dispute without a Control Number?
You can, but CIBIL will ask for your latest Control Number to locate your report faster.
Published on : 6th November
Published by : SMITA
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