Applying for a car loan in 2025? Whether it’s for a new car, used car, or electric vehicle, having the right documents ready can speed up your loan approval significantly.
At Vizzve Finance, we make it easy by offering 100% digital uploads, smart verification, and real-time application tracking.
Here’s your complete car loan document checklist, simplified.
✅ 1. KYC Documents (Identity & Address Proof)
These help verify your identity and where you live.
Submit any one (for both ID & address):
Aadhaar Card
Passport
Voter ID
Driving License
PAN Card (ID only – not valid for address)
💡 Vizzve Tip: Use Aadhaar for instant e-KYC on the Vizzve platform.
✅ 2. Income Proof
Lenders need to verify your ability to repay the loan.
For Salaried Applicants:
Last 3 months' salary slips
Latest Form 16 or ITR (if applicable)
3–6 months’ bank statements showing salary credits
For Self-Employed Professionals:
Last 2 years' ITR with computation
Balance sheet & P&L statement (CA certified)
GST certificate (if applicable)
6 months’ bank statements (business + personal)
💡 Vizzve Auto-Match: Upload once, and Vizzve shows you pre-approved loan offers based on your income profile.
✅ 3. Photographs
Recent passport-size photo
Digital photo upload accepted on Vizzve’s app
✅ 4. Car-Related Documents
Required at the final stage before disbursal:
Proforma Invoice/Quotation from the dealer
RC (Registration Certificate) – if buying used car
Insurance copy (can be purchased via Vizzve partner tie-ups)
✅ 5. Signature Verification
Cancelled cheque or bank passbook copy
Some lenders may request a signed application form (digital or paper)
💡 With Vizzve, most banks allow e-signatures and e-mandates for faster processing.
Bonus: Vizzve Makes the Process Easier
| Step | Traditional Banks | Vizzve Finance ✅ |
|---|---|---|
| KYC | Physical copies required | eKYC with Aadhaar OTP |
| Uploads | Multiple bank visits | Upload once for all lenders |
| Income Proof | Needs attestation | AI-verified instantly on Vizzve |
| Status | Manual follow-ups | Live status tracking in app |
| Turnaround Time | 5–7 days | Approvals in 24–48 hours |
❓ FAQs – Car Loan Documents & Vizzve
Q1. Can I apply for a car loan without visiting a bank?
Yes! With Vizzve Finance, the entire process is online—from uploading documents to e-signing.
Q2. What if I’m missing an income document?
Vizzve helps you explore low-doc or alternative-income loan options with select partners.
Q3. Are documents for used car loans different?
Mostly the same, but you’ll need the previous RC and inspection report, which Vizzve helps collect digitally.
Q4. Is PAN mandatory for a car loan?
Yes, PAN is required for loans above ₹50,000, as per RBI rules.
Published on 3rd july
Published : SMITA
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