📄 Documents Needed for Home Loan in India (Updated 2025) – Vizzve Financial Guide
Published on: April 27, 2025
Written by: Hari
💬 Introduction: Why Documentation Matters for Fast Home Loan Approval
Getting your dream home financed depends on how ready you are with your documents!
In 2025, banks and NBFCs expect clear, minimal paperwork — and Vizzve Financial makes it super easy by telling you exactly what you need to get your home loan approved fast.
Here's your ultimate checklist!
🏠 Complete List of Documents Needed for Home Loan (2025)
| Category | Documents Required |
|---|---|
| Identity Proof | PAN Card (Mandatory) |
| Address Proof | Aadhaar Card / Passport / Utility Bills |
| Income Proof (Salaried) | Latest 3–6 months salary slips + Form 16 |
| Income Proof (Self-employed) | Last 2 years ITR + Business registration proof |
| Bank Statements | Last 6 months of salary or business account |
| Property Documents | Agreement to Sell / Sale Deed / Property Title Documents |
| Passport-size Photos | 2 recent photographs |
| Employment Proof | Offer Letter / Employment Certificate (if newly joined) |
| Additional (if needed) | Previous loan closure documents (if applicable) |