The monsoon is here—with all its beauty, chaos, and unexpected costs.
House leak repairs
Doctor visits from seasonal flu
Canceled flights and soggy devices
Waterlogged streets = work delays = income dips
But here’s what shouldn’t be washed away: your financial goals.
Let Vizzve Finance help you weather the storm without sinking your savings.
💡 Why the Monsoon Is a Hidden Budget Killer
Rain doesn’t just wet the roads—it quietly drains your wallet:
| ☔ Monsoon Challenge | 💸 Hidden Cost |
|---|---|
| Power outage damages | Appliance repair bills |
| Waterborne illness | ₹1000–₹5000 in medical expenses |
| Travel delays | Canceled bookings, rebook fees |
| Ghar ka leakage | Unplanned maintenance costs |
✅ Monsoon Finance Survival Kit with Vizzve
1️⃣ Emergency Fund = Your Raincoat
If you haven’t started yet, start this salary cycle.
Target: ₹10,000 – ₹50,000 minimum
Keep it liquid, accessible
Vizzve’s Emergency Pocket Wallet helps allocate this in 2 clicks
2️⃣ Revisit Your Monthly Budget
Adjust for:
Extra medicines
Delivery food (rain = fewer cook days)
Auto/Uber rides (when bikes won’t do)
Use Vizzve’s smart budget alerts to avoid overspending.
3️⃣ Waterproof Your Insurance
Check:
Health insurance coverage for waterborne disease
Gadget insurance (especially phones + laptops)
You can upload your policy docs on Vizzve and set renewal reminders.
4️⃣ Prioritize SIPs—Rain or Shine
Auto-deduct SIPs just after salary day.
Don’t pause investments unless it’s a true financial flood.
Vizzve lets you view all investments in one dashboard, rainproof and real-time.
5️⃣ Create a “Rainy Day Buffer”
Yes, separate from your emergency fund.
Think of it as:
₹2000–₹5000 a month during monsoon only
Use it for Uber rides, cancelled orders, hotel nights, sudden repairs.
💬 Vizzve Explains
“The monsoon isn’t just about getting wet—it’s about staying financially dry.”
❓ FAQs
Q1: Should I delay big expenses in monsoon?
If it’s avoidable (TV, vacation, new bike), yes. Wait till post-rain clarity.
Q2: What if my salary gets delayed due to rains?
Build a one-month buffer fund. Vizzve’s Recurring Saver helps you hit it faster.
Q3: My SIP bounced due to rainy-month spends. Now what?
Don’t panic. Reinvest next month—but fix the leak in your expense bucket.
🧠 Final Thought
Let the rain fall,
but keep your financial umbrella strong.
With Vizzve, you're not just budgeting—
You're weatherproofing your future.
Published on : 10th July
Published by : SMITA
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RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed.