2025 is seeing unusual weather patterns—and one of the biggest culprits is El Niño. While it may sound like a global climate buzzword, its impact is deeply personal: your monthly grocery bill is likely rising because of it.
With vegetable prices spiking, pulses getting costlier, and dairy inching upward, many Indian households are feeling the pinch. If you're among them, you’re not alone.
Let’s unpack how El Niño affects your kitchen—and how Vizzve Finance can be your support system during these volatile times.
What Is El Niño—and Why Does It Affect India’s Prices?
El Niño is a climate phenomenon marked by warming of the Pacific Ocean, which disrupts rainfall patterns globally.
For India, it often means:
Weaker monsoon
Droughts or delayed rain
Lower crop yield
Spike in essential commodity prices
And when crops fail or arrive late, supply chains tighten and retail prices explode.
Food Items Getting Costlier in FY25
| Item | % Price Hike (approx) | Reason |
|---|---|---|
| Tomatoes | +40% | Low yield due to heat waves |
| Onions | +30% | Storage issues, poor rainfall |
| Pulses (Arhar) | +25% | Supply shortfall post-harvest |
| Milk & Dairy | +12% | Fodder cost up due to dry zones |
| Cooking Oil | +10–15% | Global El Niño impact on imports |
Monthly Budget Impact
If your monthly grocery spend was ₹6,000 in early 2024, it's likely pushing ₹7,500 or more in mid-2025—a 20–25% rise driven not by luxury, but weather-based necessity.
Where Vizzve Finance Steps In
If your salary hasn’t risen at the same rate as your kitchen expenses, don’t reach for a high-interest credit card just yet.
Vizzve Finance provides fast, small-ticket loans designed exactly for short-term budget imbalances.
Why Use Vizzve During Inflation Surges?
Borrow what you need – From ₹5,000 to ₹1.5 lakh
Repay over 3–12 months – No pressure, no surprises
Instant loan approval – Based on your salary, not just CIBIL
Safe, digital process – From app to account in a few taps
Whether you need to bulk-buy groceries, cover essential bills, or buffer your monthly shortfall, Vizzve helps you stay in control.
FAQs: Inflation, Weather, and Budget Gaps
Q1. Is food inflation expected to worsen?
Yes, if El Niño persists into the next harvest cycle, prices may remain high into late 2025.
Q2. What should I do to manage grocery inflation?
Plan better, buy non-perishables in bulk—and use Vizzve for short-term liquidity support.
Q3. Is Vizzve a safe alternative to credit cards?
Absolutely. Unlike credit cards with 36–42% annual interest, Vizzve offers transparent, fixed EMIs.
Final Word: You Can’t Control Weather—But You Can Control Your Budget
El Niño is unpredictable, but your grocery stress doesn’t have to be.
Use Vizzve Finance to tide over short-term budget imbalances caused by climate-driven inflation.
📲 Download the Vizzve app.
🌾 Weather the storm—smartly
Published on : 4th July
Published by : SMITA
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