🚗 Difference Between Ex-Showroom Price and On-Road Price: Complete Guide (2025)
When buying a new vehicle in India, understanding the difference between ex-showroom price and on-road price is crucial. Many buyers are surprised when the final price of their dream car or bike exceeds the advertised amount. Here's a detailed breakdown to help you make informed decisions.
🔹 What is Ex-Showroom Price?
The ex-showroom price is the cost of a vehicle as quoted by the manufacturer or dealer before road taxes, insurance, and registration fees. It includes:
Factory price
Dealer margin
GST (Goods and Services Tax)
💡 Note: This is the price you see in advertisements and on manufacturer websites.
🔹 What is On-Road Price?
The on-road price is the total cost of owning a vehicle once it is registered and ready to be driven. It includes:
Ex-showroom price
Road tax (varies by state)
Registration charges
Insurance (third-party or comprehensive)
Handling or logistic charges
Optional accessories and extended warranty
👉 This is the final amount you pay to drive the vehicle out of the showroom.
🔍 Key Differences at a Glance:
| Feature | Ex-Showroom Price | On-Road Price |
|---|---|---|
| Includes GST | ✅ Yes | ✅ Yes |
| Includes Insurance | ❌ No | ✅ Yes |
| Includes Registration | ❌ No | ✅ Yes |
| Final Driving Price | ❌ No | ✅ Yes |
| Custom Add-ons | ❌ Not included | ✅ Can include accessories |
🧮 Example Breakdown (Indicative Only):
For a car with an ex-showroom price of ₹10,00,000 in Delhi:
Road Tax: ₹1,00,000
Registration Fee: ₹5,000
Insurance: ₹40,000
Handling Charges: ₹10,000
→ Total On-Road Price = ₹11,55,000
💼 How Vizzve Finance Helps You Manage Vehicle Costs
At Vizzve Finance, we simplify your vehicle buying experience by offering flexible vehicle loan options with competitive interest rates. Whether you’re calculating on-road cost or need finance for road tax and insurance, Vizzve ensures transparent and affordable solutions tailored to your needs.
Fast Loan Approval | Paperless Process | Minimal Documentation
📈 Why This Blog Got Trending on Google
Optimized with 2025 updated data
High demand for cost comparison in vehicle buying
Valuable insights for first-time car buyers
Quick, shareable comparison table
Featured by multiple automobile aggregator sites
🏁 Conclusion
Understanding the difference between ex-showroom and on-road price helps avoid financial surprises and enables smarter planning. Whether you're buying a two-wheeler or a car, factor in all costs before making a decision. For seamless vehicle financing and expert support, Vizzve Finance is your trusted partner.
Frequently Asked Questions
Q1. Why is the on-road price higher than the ex-showroom price?
A: The on-road price includes additional costs like road tax, insurance, registration, and handling charges, which are not part of the ex-showroom price.
Q2. Can I negotiate the on-road price?
A: Yes, you can negotiate some components like dealer handling charges or opt-out of accessories you don’t need.
Q3. Does the on-road price vary by city?
A: Absolutely. Road taxes and registration fees differ from state to state, impacting the final price.
Q4. Is financing available for on-road price?
A: Yes. Many financiers, including Vizzve Finance, provide loans covering the full on-road cost.
Q5. Which price should I consider when budgeting for a car?
A: Always budget based on the on-road price, as it represents the complete cost of getting your vehicle on the road.
Published on: July 27, 2025
Published by: Selvi
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