Your 20s are a mix of freedom, FOMO, and figuring things out—including money. And let’s be real: not all financial habits in this decade are Instagram-worthy.
Here’s a breakdown of the good, the bad, and how Vizzve Finance can help you move toward the smart.
✅ The Good Habits
1. Starting to Save Early (Even If It’s Small)
Saving ₹1,000 a month at 23 is better than starting with ₹10,000 at 30. The power of compounding kicks in early.
💡 Vizzve Tool:
Use Auto-Save Setup in the Vizzve app to automatically sweep spare cash into SIPs, emergency funds, or digital gold.
2. Trying Out Side Hustles
From freelancing to content creation, 20-somethings are actively building multiple income streams.
💡 Vizzve Tip:
Track your freelance income, GST filings, and monthly side hustle cashflow with Vizzve’s Gig Economy Tracker.
3. Getting Curious About Investing
More 20-somethings are entering stock markets, mutual funds, and crypto than ever before—but curiosity needs structure.
💡 Vizzve Help:
Get curated investment insights, SIP suggestions, and portfolio risk breakdowns with Vizzve SmartInvest™.
❌ The Bad Habits
1. Living Paycheck to Paycheck
High rent, subscriptions, impulse buys—many are one salary away from broke.
🚫 Fix It With Vizzve:
Use the Budget Balancer to see where your money leaks monthly and set intentional spending goals.
2. Ignoring Credit Scores
Many don’t track their credit score until it’s time for a home loan—or worse, a rejection.
🚫 Fix It With Vizzve:
Use Vizzve Credit Vault for free monthly score tracking, tips, and pre-approved offers that won’t affect your score.
3. YOLO Spending
Trips, gadgets, takeout—spending for the gram now can haunt your wallet later.
🚫 Fix It With Vizzve:
Enable Spend Notifications and track unnecessary purchases weekly. Vizzve also nudges you with guilt-free goals like “1 No-Zomato Week” 🥗
🧠 Bonus: The “It Can Wait” Mentality
Skipping insurance, not building emergency funds, delaying investments—this “later” mindset costs more later.
🛡️ Fix It With Vizzve:
Get personalized financial maturity scores and step-by-step plans with Vizzve’s LifeStage Planner.
📱 How Vizzve Finance Empowers the 20s Tribe:
✅ Free Credit & Expense Dashboards
✅ Personalized Saving & Investing Roadmaps
✅ Pre-Approved Low-Interest Loan Offers
✅ Gamified Money Challenges
✅ Beginner-friendly tools with no jargon
Final Words:
Your 20s are the launchpad of your financial life. Whether you’ve nailed your money game or just getting started, Vizzve Finance has your back.
Call to Action:
🚀 Turn your 20s into a financial power decade.
👉 Join Vizzve Finance today and take control of your money—one smart habit at a time.
published on 30 june
Publisher : SMITA
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