What Happens When Life Stops… But Your Expenses Don’t?
From Himachal’s flash floods to rising layoffs and health scares, life in 2025 has reminded us of one harsh truth:
Emergencies don’t ask permission. And bills don’t stop, even when you do.
Can your finances survive 3 months without income?
If not—Vizzve Finance can help you build a solid plan to stay afloat when life hits pause.
🚨 Real-Life Scenarios That Could Derail Your Finances
Flooded home? Emergency relocation and repairs could cost over ₹50,000.
Unexpected layoff? Your next job hunt might take 2–4 months.
Sudden illness? Recovery may mean weeks or months without full-time income.
All of this can lead to:
Missed EMIs
Dipping into long-term savings
Credit card debt spiral
🧠 What You Need: A “Pause-Ready” Financial Plan
Here’s how to prepare:
1. Emergency Fund = At Least 3 Months of Expenses
Start small, but consistently. Use a dedicated bank account or Vizzve’s smart saving tool to park this fund.
💡 Example: If your monthly cost is ₹30,000, aim for ₹90,000.
2. Insurance That Works When You Can’t
Health insurance for you and dependents
Term insurance if others rely on your income
Home/vehicle insurance if living in climate-risk zones
Vizzve Finance helps you understand which policies are right for your income level—without upselling or jargon.
3. Micro-Loans for Temporary Relief
Instead of maxing out your credit card or taking loans from friends, use Vizzve’s instant micro-loans to:
Cover 1 month’s rent
Handle utility bills
Pay for repairs or medical needs
Low interest. Transparent terms. Fast disbursal.
4. Track Your Burn Rate
Your burn rate is how fast you spend when there’s no income.
Use Vizzve’s free budgeting tool to monitor this and get alerts when spending exceeds safe levels.
✅ 3-Step Action Plan (Starting Today)
Automate savings: Send 10% of your salary to your emergency fund.
List essential vs non-essential expenses.
Pre-check loan eligibility with Vizzve—so you’re not scrambling during a crisis.
Why Vizzve Finance?
When life pauses, you need a financial partner that doesn’t.
Vizzve helps you:
Stay liquid without panic
Access fair credit fast
Build smarter money habits
Navigate life’s storms with confidence
📌 Final Thought: Don’t Wait for Crisis to Prepare
A flood may not reach your home. A layoff may never come.
But if it does—3 months of readiness can mean the difference between survival and collapse.
Start building your financial buffer today—with Vizzve Finance by your side.
Published on : 7th July
Published by : SMITA
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