What Is a Franchise Loan?
A Franchise Loan is a business loan tailored to help entrepreneurs start or expand a franchise business. Whether you're opening a food chain, salon, gym, or retail brand, franchise loans offer the capital you need for setup, branding, training, and operations.
With Vizzve Finance, getting a franchise loan is simple, fast, and reliable – even if you’re a first-time business owner.
Key Features of a Franchise Loan via Vizzve
| Feature | Details |
|---|---|
| Loan Amount | ₹1 Lakh – ₹1 Crore |
| Interest Rates | Starting from 10.5%* p.a. |
| Tenure | 1 to 7 years |
| Collateral | Not always required (depends on brand) |
| Processing Time | As fast as 48 hours after document check |
| Usage | Franchise fee, equipment, interiors, staff hiring, etc. |
Why Take a Franchise Loan?
Own a well-known branded business with lower risk
Proven business model with franchise training
Benefit from national marketing campaigns
Higher loan approval chance than starting a new business from scratch
Documents Required
PAN & Aadhaar (borrower)
Franchise Agreement or LOI (Letter of Intent)
Business plan with cost breakdown
Bank statement (6–12 months)
Address proof of business location
ITR or income proof (if available)
Udyam or MSME registration (optional)
Who Can Apply?
First-time entrepreneurs
Salaried professionals shifting to business
Business owners expanding into franchise sector
Homepreneurs aiming to scale with a brand
Popular Franchise Categories Funded by Vizzve
✅ QSR (Quick Service Restaurants) – Subway, KFC, Wow! Momo
✅ Salons & Grooming – Lakme, Naturals, Jawed Habib
✅ Education – Kidzee, Abacus, Skill development centers
✅ Retail & Fashion – Raymond, FirstCry, Bata
✅ Fitness – Anytime Fitness, Gold’s Gym
Why Choose Vizzve for Your Franchise Loan?
Quick approval for franchisee-led businesses
Assistance with business plan and cost evaluation
Tie-ups with NBFCs and private lenders for faster disbursal
Support for low-credit entrepreneurs
Simple, digital loan journey
FAQs
Q1. Can I get a franchise loan without prior business experience?
Yes, many lenders including Vizzve approve loans for first-time franchisees if the brand is credible.
Q2. Do I need to show profits before applying?
Not always. Pre-opening expenses and fees can be covered based on your franchise agreement.
Q3. Will Vizzve help me if I already have a franchise in mind?
Absolutely! Share your LOI and we’ll match you with a suitable loan product.
Published on : 24th July
Published by : SMITA
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RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed