You see it every monsoon:
🚗 Cars float like boats
🛵 Bikes stuck mid-road
🏠 Homes flooded, businesses shut down
But what you don’t always see?
💸 Financial chaos.
Urban floods don’t just paralyze streets—they drain wallets. Fast.
Let’s explore how you can flood-proof your finances with Vizzve Finance by your side.
🌧️ The Hidden Costs of Urban Floods
1. Vehicle Repairs
Water-logged engines = ₹50,000+ bills.
2. Work Disruptions
Freelancers, gig workers, and small businesses often lose entire days or weeks of income.
3. Medical Expenses
Floods increase infection risk, and hospitals get overwhelmed.
4. Home Damage
Furniture, appliances, electronics—gone in one leak.
5. Temporary Relocation
Hotels, food, transport—all unplanned and unbudgeted.
🧾 Real Cost Breakdown (Based on 2024 Chennai Floods)
| Expense Category | Average Out-of-Pocket Cost |
|---|---|
| Car repair | ₹35,000–₹75,000 |
| Lost income (7 days) | ₹15,000–₹40,000 |
| Home cleaning/restoration | ₹20,000+ |
| Basic supplies (water, food) | ₹2,000–₹5,000 |
Imagine if this hit tomorrow. Are you ready?
💡 Vizzve’s 3-Step Urban Flood Finance Plan
✅ 1. Emergency Fund Buffer
Aim for ₹50,000–₹1,00,000 in a liquid Vizzve emergency wallet.
✅ 2. Insurance Checkup
Use Vizzve’s insurance evaluation tool:
Do you have flood coverage?
Is your renter/homeowner insurance active?
Is your motor insurance comprehensive?
✅ 3. Disaster Budgeting Mode
Vizzve lets you switch to ‘Disaster Budget’:
Pause unnecessary auto-payments
Shift income toward safety priorities
Trigger alerts for overspending
🧠 Vizzve Explains
“The worst time to think about emergency money is when you're knee-deep in water.”
Planning isn’t paranoia—it’s smart survival.
And Vizzve gives you the automation + awareness to ride the storm.
❓ FAQs
Q1: What’s the minimum I should save for flood prep?
Start with ₹30,000–₹50,000. Build it over 3 months using Vizzve’s auto-save option.
Q2: Should I upgrade insurance plans now?
Yes. Floods aren’t rare anymore. Vizzve helps match you with climate-smart plans.
Q3: I live in a high-rise. Do I still need this?
Yes. You might not be flooded, but you can lose access to power, roads, and deliveries.
✅ Final Thought
Urban floods are becoming annual events, not one-offs.
But financial collapse after a flood? That’s still preventable.
With Vizzve Finance, you can:
Stay ready
Stay dry (financially)
And stay ahead
Published on : 10th July
Published by : SMITA
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RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed.