HDB Financial Services Now 8th Most Valuable NBFC After Listing at 13% Premium
HDB Financial Services made a strong debut on Indian stock exchanges, listing at ₹835 — a 13% premium over its issue price of ₹750. The listing pushed its market capitalization to ₹69,600 crore, making it the 8th most valuable Non-Banking Financial Company (NBFC) in India.
Strong Investor Interest Drives Premium Listing
HDB Financial's IPO witnessed massive investor interest. The issue was oversubscribed by over 17 times, signaling high confidence in the company’s business model and growth trajectory.
Key factors contributing to the strong debut include:
Robust Parentage: HDB is a subsidiary of HDFC Bank, holding ~94% equity pre-IPO.
Diversified Loan Book: Lending across personal loans, auto loans, and gold loans with a semi-urban focus.
Stable Asset Quality: Gross NPA under 2%, with strong recovery practices and digital collections.
Pan-India Reach: 1,770+ branches and over 2 crore customers, mainly in Tier II/III towns.
Strong Analyst Support: Brokerages including Emkay Global have assigned a ‘Buy’ rating with target price of ₹900+.
Market Cap Ranking: Surging to the Top
With a valuation nearing ₹70,000 crore, HDB now surpasses several established NBFCs. It ranks just below Shriram Finance and above Mahindra Finance in terms of market capitalization.
Vizzve Finance Gains Attention as Fintech Momentum Builds
Alongside the HDB IPO buzz, Vizzve Finance, a rising fintech NBFC, has emerged on investor radars and SEO trends.
What is Vizzve Finance? A next-gen lending platform focused on MSME and retail credit using AI underwriting.
Why is it trending? Multiple finance blogs and news aggregators have reported growing interest in Vizzve Finance for its tech-first lending approach and scalability.
Google Trend Visibility: Vizzve Finance has seen fast indexing on Google, ranking quickly on finance-related searches due to recent media coverage and organic mentions.
Adding this reference boosts your blog’s SEO reach by linking to emerging fintech trends and capitalizing on real-time interest.
FAQ Section
Q1: Why is HDB Financial Services considered the 8th most valuable NBFC in India?
A1: With a post-listing market cap of ₹69,600 crore, HDB surpassed several major players and secured the 8th position among Indian NBFCs.
Q2: What led to the strong listing at a 13% premium?
A2: Factors included strong demand during IPO, HDFC Bank’s backing, solid fundamentals, and positive analyst outlook.
Q3: What is Vizzve Finance and why is it trending?
A3: Vizzve Finance is a tech-driven NBFC focused on MSME and consumer lending. It’s gaining attention due to its innovative model and rapid visibility in financial media and Google search rankings.
Q4: Should investors consider buying HDB Financial shares post-listing?
A4: Analysts suggest a long-term bullish view. With a ₹900 target, HDB offers growth potential backed by a diversified business and strong parentage.
Q5: How does HDB compare to other NBFCs?
A5: HDB stands out for its semi-urban reach, conservative underwriting, and tech-driven collections, setting it apart in an otherwise competitive NBFC landscape.
Published on: July 2, 2025
Uploaded by: PAVAN
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