Scorching summers are becoming the new norm across India. With temperatures breaching 45°C in many regions, households are turning to fans, coolers, and ACs for relief. But with this relief comes rising electricity bills—and for many, it hits the monthly budget hard.
At Vizzve Finance, we believe your comfort shouldn’t come at the cost of financial stress. Here’s how you can manage and plan for energy expenses during heatwaves.
🔌 The Reality of India’s Rising Energy Costs
Electricity tariffs in states like Maharashtra, Delhi, Tamil Nadu, and Uttar Pradesh have seen consistent hikes.
Summer months see spikes in consumption, often 2x or 3x the usual usage.
Urban households with air conditioners may spend ₹2,000–₹8,000/month on electricity alone during peak summer.
🌡️ Why Budgeting Matters in Summer
Prevents unexpected financial strain
Helps you prioritize essentials
Allows you to save or invest consistently, even during expensive months
💡 Vizzve’s Smart Budgeting Tips to Beat the Heat
1. Track Usage & Adjust Habits
Use apps or smart meters to monitor consumption.
Set AC at 24°C instead of 18–20°C to reduce load.
Switch to energy-efficient appliances (5-star ratings).
2. Create a “Heatwave Buffer” in Your Budget
Allocate 10–15% extra in your monthly utility budget during summer.
Consider it as an emergency fund for energy.
3. Use EMI or Bill-Pay Options Wisely
Platforms like Vizzve Finance help you convert large utility bills into manageable EMIs, if needed.
Use autopay to avoid late payment charges.
4. Invest in Solar or Sustainable Tech
Consider rooftop solar panels if you're in a permanent residence.
Use solar lights or solar water heaters to reduce power use.
5. Plan for Long-Term Cooling Alternatives
Cross-ventilation, blackout curtains, and insulation reduce AC dependency.
Explore green cooling alternatives for eco- and pocket-friendly solutions.
📈 Vizzve Finance Tip: Use Vizzve’s Monthly Budgeting Tool
Our easy-to-use tool helps you:
Track electricity and utility spending
Plan payments
Set limits and alerts
Automate transfers to an energy fund
➡️ Download the app and start budgeting smarter today!
FAQs:
Q1. How can I reduce my AC bill during summer?
Use ceiling fans along with AC, set the thermostat at 24–26°C, maintain your AC filters, and use energy-efficient models.
Q2. Can I pay electricity bills through Vizzve Finance?
Yes, you can pay utility bills directly and even convert them to EMIs if needed.
Q3. Is it worth switching to solar energy?
If you're in a long-term home, solar panels can cut your energy bills significantly and are eligible for government subsidies.
Q4. How much should I allocate for electricity in my monthly budget?
Allocate 10–15% of your income during peak summer months if using high-power appliances like ACs.
Published on : 19th July
Published by : SMITA
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