The Indian monsoon this year has been intense, irregular, and regionally skewed — bringing excess rainfall to some regions, while leaving others with alarming rain deficits.
| Region | Condition | Key Issues |
|---|---|---|
| East & Northeast | Flood-prone, landslides | Damage to roads, crops, railways |
| Central India | Moderate rains | Mostly stable agricultural output |
| Northwest (Rajasthan, Punjab) | Below-normal rains | Drought risk, drinking water shortage |
| South India | Uneven pattern | Urban flooding, delayed sowing |
💰 Vizzve Insight: How This Impacts You Financially
🌾 1. Food Price Volatility
Floods damage crops = lower supply
Drought delays sowing = delayed market entry
Result: Price spikes in onions, pulses, tomatoes, grains
💡 Tip: Use Vizzve’s budget planner to track changing grocery prices weekly.
🔌 2. Rising Electricity Bills
Power demand soars in dry zones (fans, coolers)
Hydropower disruption in flood-hit states
Urban load-shedding could increase
💡 Reduce appliance use during peak hours. Check if your DISCOM offers monsoon power-saving rebates.
🚚 3. Logistics & Delivery Disruptions
Flooded roads and landslides = late deliveries, service suspensions
Travel and fuel expenses may rise in flood-affected zones
💡 Always opt for refundable travel bookings during monsoon season.
🧑🌾 4. Risk to Farmers and Small Traders
Crop failures can trigger loan defaults or EMI stress
Insurance claims rising in rural India due to flood losses
💡 Vizzve recommends farmers apply for PMFBY insurance or seek EMI moratoriums if affected.
🧠 What Can You Do?
| Situation | Vizzve-Backed Action Plan |
|---|---|
| High grocery inflation | Buy in bulk, preserve perishables, explore online deals |
| Flood-prone area | Prepare emergency fund, protect digital devices |
| Loan EMIs stressing you | Check if flood zone qualifies for relief packages |
| Traveling? | Avoid hotspots, confirm with local weather alerts |
❓FAQs
Q1. Which states are worst affected by the monsoon in July 2025?
Assam, Bihar, Himachal Pradesh (floods); Rajasthan, Haryana (rain deficit)
Q2. Will inflation rise because of this?
Yes — particularly in food and fuel. Supply chain disruptions + reduced agri output = higher prices.
Q3. Can I claim insurance for flood-related damage?
Yes — if your home, vehicle, or crop is insured under monsoon/flood coverage.
Published on : 19th July
Published by : SMITA
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