Vizzve Financial Get Home Loans and Mortgage Loans Anytime
Get Your Dream Home Loan with Vizzve Financial – Easy, Fast, and Reliable!
Buying your dream home is a significant milestone, but the process of getting a home loan can often feel overwhelming.
That’s where Vizzve Financial steps in! We take the complexity out of the equation, ensuring a smooth and hassle-free experience from start to finish.
Why Choose a Home Loan with Vizzve Financial?
- 1.Tailored Solutions: We understand that every customer has unique needs. Our team assesses your profile and financial goals to match you with the most suitable banks and NBFCs.
- 2.Time-Saving Process: Say goodbye to endless paperwork and follow-ups. We streamline the entire process so you can focus on what matters—your dream home.
- 3.Unmatched Transparency: With no hidden charges or commissions, you can trust us to provide clear and upfront guidance.
- 4.One-Stop Solution: From finding the right lender to finalizing the loan disbursal, our experts are with you every step of the way.
Benefits of Choosing Vizzve Financial for Your Home Loan
- Lowest Interest Rates: Through our partnerships with leading banks and NBFCs, we ensure you get the most competitive rates in the market.
- Flexible Loan Tenure: Choose a repayment tenure that suits your financial planning, ranging from 5 years to 30 years.
- Top-Up Loans: Need extra funds after securing your home loan? We can help you avail top-up loans with minimal paperwork.
- Balance Transfer Facility: If you're paying a higher interest rate on an existing home loan, we can assist in transferring your loan to a lender offering better terms.
- Doorstep Assistance: We bring the service to your doorstep, ensuring convenience at every stage.
Eligibility Criteria for a Home Loan
To be eligible for a home loan, you need to meet the following requirements:
- Age: 21 to 60 years for salaried individuals; up to 65 years for self-employed professionals.
- Income: A stable income source is essential. Salaried individuals should have a minimum monthly income of ₹25,000, while self-employed individuals need consistent business turnover.
- Credit Score: A credit score of 750 or above increases your chances of approval at lower interest rates.
- Employment Stability: Minimum of 2 years in current employment or 3 years in business for self-employed individuals.
Detailed Partner Banks and Interest Rates
We partner with India’s top banks and NBFCs to offer you the most competitive rates and terms. Here’s a quick look at some of our partners and their interest rates*:
| Bank/NBFC | Interest Rates (p.a.) | Processing Fee | Maximum Loan Amount |
|---|---|---|---|
| SBI (State Bank of India) | 8.50% - 9.00% | ₹10,000 or 0.35% of loan amount | ₹5 Crore |
| HDFC Bank | 8.60% - 9.50% | ₹3,000 - ₹5,000 | ₹10 Crore |
| ICICI Bank | 8.70% - 9.70% | ₹3,000 - ₹5,500 | ₹3 Crore |
| Axis Bank | 8.65% - 9.80% | ₹10,000 or 1% of loan amount | ₹10 Crore |
| Kotak Mahindra Bank | 8.50% - 9.20% | ₹5,000 or 0.50% of loan amount | ₹3 Crore |
| PNB Housing Finance | 8.75% - 9.50% | ₹10,000 or 1% of loan amount | ₹5 Crore |
| Bajaj Finserv | 8.90% - 10.50% | ₹5,000 or 0.50% - 1% of loan amount | ₹10 Crore |
Top Banks and NBFCs Offering Home Loans in India
Banks:
- SBI (State Bank of India): Processing Time: 5-7 days
- HDFC Bank: Processing Time: 5-7 days
- ICICI Bank: Processing Time: 7-10 days
- Axis Bank: Processing Time: 7-10 days
- Kotak Mahindra Bank: Processing Time: 5-8 days
- Punjab National Bank (PNB): Processing Time: 7-10 days
- Union Bank of India: Processing Time: 5-8 days
- Bank of Baroda: Processing Time: 5-7 days
- Canara Bank: Processing Time: 5-8 days
- IDBI Bank: Processing Time: 5-10 days
- Indian Bank: Processing Time: 7-10 days
NBFCs:
- Bajaj Finserv: Processing Time: 5-7 days
- PNB Housing Finance: Processing Time: 7-10 days
- LIC Housing Finance: Processing Time: 7-10 days
- Tata Capital: Processing Time: 5-8 days
- Aditya Birla Housing Finance: Processing Time: 7-10 days
- Indiabulls Housing Finance: Processing Time: 5-7 days
- DHFL (Dewan Housing Finance Limited): Processing Time: 5-7 days
- Shriram Housing Finance: Processing Time: 7-10 days
- HDFC Housing Finance: Processing Time: 5-7 days
- L&T Housing Finance: Processing Time: 7-10 days
Documents Required for a Home Loan
We help you organize and submit the necessary documents. Here's the complete checklist:
Identity Proof
- Aadhaar Card, PAN Card, Passport, or Voter ID
Address Proof
- Utility Bills, Rental Agreement, or Passport
Income Proof
- Latest 3 months’ salary slips or income statements for salaried individuals
- Income Tax Returns (ITR) for 2-3 years for self-employed individuals
- Bank statements for the last 6 months
Property Documents
- Sale Agreement, Title Deed, Approved Building Plan, and NOC from the Builder/Society
Additional Documents
- Passport-sized photographs
- Duly filled and signed loan application form
Frequently Asked Questions (FAQs)
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#LOANS #FINANCIAL #VIZZVE #VIZZVEFINANCIAL #VIZZVEMICROSEVA #MICROSEVA #HOME #BUSINESSLOANS #PERSONALLOANS #CARLOANS #HomeLoan #MortgageLoan #LoanAgainstProperty #EasyHomeLoan #VizzveFinancial #DreamHomeLoan #HassleFreeLoans #VillaLoan #ApartmentLoan #NBFCLoans #BankLoans #BestLoanRates #QuickLoanApproval
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