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How I Saved ₹1 Lakh in 12 Months With Minimalism – No Hustle, Just Clarity

A minimalist Indian bedroom with soft natural light, a single bed, a plant, and a notebook with text: “₹1 Lakh Saved with Minimalism | Vizzve Finance x Lifestyle”

How I Saved ₹1 Lakh in 12 Months With Minimalism – No Hustle, Just Clarity

Vizzve Admin

🌿 Minimalism Isn’t About Owning Less — It’s About Living More

Like many urban millennials, I thought buying more meant living better.
Then came burnout, clutter, and credit bills.

In 2024, I tried intentional living — and by the end of the year, I had saved over ₹1,00,000.

Here’s how I did it.

💸 7 Ways Minimalism Helped Me Save Big

1️⃣ No More Impulse Shopping

I unsubscribed from sale emails and unfollowed fashion hauls.
💰 Saved: ₹20,000 in clothing and accessories.

2️⃣ 1-In-1-Out Rule for Everything

Bought only if I gave away something old.
💰 Saved: ₹10,000 on home decor and gadgets.

3️⃣ Switched to Experiences Over Stuff

Instead of gifts, I started gifting hikes, movie nights, or homemade meals.
💰 Saved: ₹8,000 on birthdays and holidays.

4️⃣ Meal Planning & Bulk Grocery Shopping

Reduced food waste. Started cooking at home.
💰 Saved: ₹12,000 in Zomato orders and dining out.

5️⃣ Minimalist Phone Setup

Deleted shopping apps. Stopped upgrades.
💰 Saved: ₹25,000 on avoiding the latest model.

6️⃣ Rented Instead of Buying

Party outfits, camera lenses, or even furniture — I rented smart.
💰 Saved: ₹15,000 over 12 months.

7️⃣ Mental Clarity = Less Emotional Spending

Journaling + meditation = mindful money habits.
💰 Priceless, but it helped me avoid impulsive buys during stressful times.

🔁 Minimalism + Vizzve = Smart Budgeting

Create budget categories labeled “Essentials,” “Joy,” and “Let Go”

Use the Vizzve app to track emotional vs logical spends

Set monthly low-spend or no-buy challenges (₹0 weekend, ₹100 grocery reset)

 FAQs

Q1. Is minimalism only for rich people?
No. It actually works best for people who want to maximize their money’s impact.

Q2. Can I do this with a family?
Yes! It teaches kids conscious habits and strengthens shared experiences.

Q3. What’s a good first step toward minimalist finance?
Track your last 3 months' spending. Highlight what didn’t bring joy. Start there.

Published on :July 29th



Published by : Kaushik 

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