The Union Budget 2025 has introduced major reforms for both salaried individuals and MSMEs, aiming to improve disposable income, enhance business credit access, and simplify compliance. At Vizzve Finance, we break down the most important takeaways and how you can benefit from them.
🧾 1. Tax Relief for Salaried Professionals
Income up to ₹12 lakh is now effectively tax-free under the revised tax regime.
Standard deduction increased to ₹75,000, offering more relief for middle-class earners.
Individuals earning up to ₹15 lakh annually could save ₹70,000 in income tax compared to previous years.
These changes aim to boost household spending and savings, putting more cash in your hands.
How Vizzve Helps:
With Vizzve Finance’s smart salary calculator, you can compare the old and new tax regimes and optimize deductions. Plus, get tips on where to invest your extra take-home income
2. Budget Boost for Small Businesses & MSMEs
Credit guarantee scheme enhanced with higher limits, enabling easier access to loans for small businesses.
Introduction of business credit cards for Udyam-registered MSMEs with limits up to ₹5 lakh.
Broader MSME definition now includes businesses with up to ₹125 crore in investment and ₹500 crore in turnover.
Measures to reduce compliance burdens and digitize processes to promote ease of doing business.
How Vizzve Helps:
Vizzve Finance supports MSMEs with pre-approved business loans, helps secure working capital with minimal paperwork, and enables access to tailored financial products under new guidelines.
📈 3. Wider Economic Benefits for Both Segments
Reduced compliance and better digital infrastructure will benefit freelancers, consultants, gig workers, and entrepreneurs.
More room for tax planning, saving, and reinvestment in personal and business finances.
Vizzve Advantage:
Whether you're salaried or self-employed, Vizzve Finance offers a complete ecosystem—EMI-based personal loans, MSME funding, tax optimization tips, and digital loan tracking—all in one place.
✅ FAQs
Q1. Is my salary tax-free now under the 2025 Budget?
A: If your income is up to ₹12 lakh and you opt for the new regime, yes. Standard deductions and rebates further increase your net savings.
Q2. How has the Budget helped small businesses?
A: Easier loan access, business credit cards, and simplified compliance make it more convenient for MSMEs to operate and grow.
Q3. Can Vizzve Finance help me get a loan under the new scheme?
A: Absolutely. Vizzve Finance provides access to enhanced MSME loan offers, business credit lines, and expert guidance to leverage government benefits.
Published on 3rd july
Publisher : SMITA
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