How to Apply for a Personal Loan Using Your Aadhar Card – Step-by-Step Guide
In today’s digital world, applying for a personal loan has become faster and easier thanks to Aadhar Card-based verification. With Vizzve Finance, you can complete your KYC instantly and get loan approval within hours. Whether you need funds for emergencies, education, travel, or home renovation, your Aadhar Card can be the gateway to a hassle-free loan process.
Why Aadhar Card is Important for Loan Application
The Aadhar Card, issued by UIDAI, serves as a universal identity and address proof. It simplifies loan documentation, speeds up approval, and enables e-KYC for quick verification.
Benefits of Using Aadhar Card for Loan Application:
Quick KYC Verification – No need for multiple documents.
Paperless Process – Apply from the comfort of your home.
Faster Approval – Instant authentication means quicker disbursement.
Wide Acceptance – Recognized by banks, NBFCs, and financial institutions across India.
Step-by-Step Process to Apply for Personal Loan Using Aadhar Card with Vizzve Finance
Check Eligibility
Age: 21–60 years
Steady income source (salary or business)
Good credit score (preferably above 650)
Visit Vizzve Finance Loan Portal
Choose the "Personal Loan" option.
Fill Out the Loan Application Form
Enter your name, mobile number, income details, and loan requirement.
Submit Your Aadhar Card Details
Provide your Aadhar number for instant e-KYC verification.
Upload Additional Documents (if required)
Salary slips, bank statements, or PAN card for verification.
Loan Approval & Disbursement
Once verified, the loan amount is credited to your bank account quickly.
Eligibility Criteria
To apply for a personal loan using your Aadhar Card, you must:
Be an Indian citizen.
Have a regular income source.
Maintain a decent credit score.
Meet lender-specific eligibility requirements.
Tips for Faster Approval
Maintain a healthy credit score.
Apply for a realistic loan amount based on income.
Keep your Aadhar-linked mobile number active for OTP verification.
Why Choose Vizzve Finance?
Fast e-KYC using Aadhar
Minimal documentation process
Competitive interest rates
Quick loan disbursal – often within 24 hours
Secure & transparent process
Vizzve Finance’s simplified loan application method ensures you get funds without unnecessary delays, making it one of the most reliable options in the market.
Frequently Asked Questions (FAQs)
Q1: Can I get a personal loan without a PAN card if I have an Aadhar Card?
Yes, some lenders allow loans with just an Aadhar Card, but a PAN card may be required for higher amounts.
Q2: How long does it take to get a personal loan approved via Aadhar Card?
With Vizzve Finance, approval can happen within a few hours if you meet all criteria.
Q3: Is my Aadhar Card data safe when applying for a loan online?
Yes, Vizzve Finance uses secure encryption to protect your data.
Q4: Do I need to visit the bank physically?
No, the entire process can be completed online using e-KYC.
Q5: Can I apply if my credit score is low?
Yes, but the chances of approval increase with a higher credit score.
Published on : 12th August
Published by : Selvi
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