If you need ₹30,000 immediately, there are several options available, including personal loans, instant loan apps, or credit cards. Here's how you can obtain this amount quickly:
1. Instant Loan Apps
Many financial platforms provide small loans instantly. These apps disburse loans within minutes or hours after verification. Here’s how Vizzve Financial and other platforms can help:
Vizzve Financial
- Loan Features:
- Loan up to ₹50,000.
- Quick disbursement (same day).
- Minimal documentation required.
- Eligibility:
- Age: 21-60 years.
- Stable income source.
- Documents Needed:
- Aadhaar Card and PAN Card.
- Bank statements (last 3 months).
- Salary slips or proof of income.
Other Apps Providing ₹30,000 Loans
- 1.KreditBee
- Loan Amount: ₹1,000 - ₹3,00,000.
- Disbursal: Within 10 minutes of approval.
- 2.MoneyTap
- Offers credit line loans.
- Flexible repayment options.
- 3.CASHe
- Loan Amount: ₹7,000 - ₹5,00,000.
- Disbursal within hours for salaried individuals.
- 4.PaySense
- Simple application process.
- Disbursal in 24 hours.
2. Bank Personal Loans
Many banks offer personal loans that can be disbursed quickly, especially if you are a pre-approved customer.
Banks Providing Quick Loans
- 1.HDFC Bank
- Instant loan for pre-approved customers.
- Loan amount starts from ₹25,000.
- 2.ICICI Bank
- Personal loan disbursal in under 3 hours for existing customers.
- 3.SBI (State Bank of India)
- Offers quick loans for account holders.
- Requires minimal paperwork.
- 4.Axis Bank
- Instant personal loan through mobile banking.
- Loan up to ₹50,000 disbursed within hours.
3. Credit Cards with Cash Advance Option
If you have a credit card, you can withdraw up to the cash limit provided. This option provides immediate liquidity but comes with higher interest rates.
Steps:
- Visit the nearest ATM and withdraw cash using your credit card.
- Check your card’s cash withdrawal limit before proceeding.
4. Borrow from Family or Friends
For immediate financial needs, consider borrowing from family or friends if possible. This option typically doesn’t involve interest or extensive paperwork.
Tips to Ensure Quick Loan Approval
- Maintain a good credit score (650+).
- Keep all documents ready (ID proof, address proof, income proof).
- Check pre-approved loan offers on your bank’s app or website.
With options like Vizzve Financial, instant loan apps, and banks, securing ₹30,000 immediately is feasible. Choose the best option based on interest rates, repayment terms, and convenience.


