🙋♂️ Why This Loan Type is in High Demand
In 2025, more Indians work outside traditional employment — as freelancers, delivery partners, consultants, or small business owners. Yet, many loan apps still ask for salary slips and ITRs. This leaves out a major section of India’s earning population.
That's where Vizzve Financial steps in — offering ₹50,000 personal loans using smart, alternate-data approval models, even without income documents.
🔍 Who Can Benefit from This Loan?
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🧑🎨 Freelancers and Creators
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🛵 Gig Workers (Zomato, Swiggy, Uber, Rapido, etc.)
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👩💻 Small Business Owners / Shopkeepers
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📚 College Students with Side Income
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💼 New Employees Without Payslips Yet
✅ How Vizzve Approves Loans Without Salary Proof
Instead of relying solely on salary slips or ITRs, Vizzve uses:
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Bank Statement Analysis (Cash flow checks)
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UPI Transaction History
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Aadhaar + PAN-based verification
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Mobile usage patterns + alternate data AI
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Past loan repayment (if any)
📱 Bonus: Everything is done 100% online, with no paperwork or office visits.
🏦 Vizzve Personal Loan Highlights – ₹50,000 No Document Option
| Feature | Details |
|---|---|
| Loan Amount | ₹10,000 to ₹5,00,000 |
| No Salary Slip Needed | ✅ Yes |
| Approval Time | Under 10 minutes |
| Disbursal | Same day |
| Minimum Documents | PAN, Aadhaar, Mobile Bank Link |
| EMI Tenure Options | 3 to 18 months |
| Interest Rate | Competitive, based on profile |