
How to Get a Personal Loan While on Probation or Contract Job in 2025
Vizzve Admin
🧑💼 Starting a New Job but Need a Loan? You're Not Alone.
In 2025, most young professionals in India join companies on a 3-6 month probation or contract-based role. But life doesn’t wait — you may need funds for:
The problem? Traditional banks reject probationers or contract workers due to “lack of job stability”.
That’s why Vizzve Financial offers a smarter solution: AI-based personal loans, tailored for new jobholders, freelancers, and contract-based professionals.
⚠️ Common Loan Application Problems for Probationers
| Issue | Bank’s Response |
|---|
| No permanent employment letter | ❌ Application rejected |
| No 3-month salary history | ❌ Ineligible |
| Contract job or freelance gig | ❌ "Unstable income" label |
✅ But Vizzve says yes — using alternate credit scoring based on digital financial behavior.
✅ Why Vizzve Is the Best for Probation & Contract-Based Loans
| Feature | Vizzve Advantage |
|---|
| Employment Type Flexibility | Accepts probation, contract & gig jobs |
| Income Proof | PAN + Aadhaar + Bank statement only |
| CIBIL Flexibility | Accepts low or no score |
| Disbursal Speed | ✅ Within 10 minutes |
| Amount Range | ₹10,000 to ₹5,00,000 |
Eligibility Criteria for Probation Loan via Vizzve
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Age: 21–55 years
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Proof: PAN + Aadhaar + Active bank account
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Income Flow: Salary credit or regular deposits (even if freelance/part-time)
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Tenure in current job: ✅ Even 0–3 months accepted
📲 How to Apply Step-by-Step
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Visit 👉 www.vizzve.com
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Click “Apply for Personal Loan”
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Enter mobile number and verify with OTP
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Upload PAN & Aadhaar
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Link your bank account or upload bank PDF
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✅ Get instant approval and choose EMI plan
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Receive funds in your account within minutes
💬 Real Story
“I joined a startup 2 weeks ago, still on probation. No bank gave me a loan. Vizzve approved ₹45,000 based on my salary credit and UPI history. Life-saver!”
— Ritika M., Pune
🙋♀️ FAQs – Loan on Probation or Contract Job
Q1: Can I get a loan with no permanent offer letter?
✅ Yes. Vizzve checks digital income flow instead of job type.
Q2: Will it affect my CIBIL if I’m new to credit?
No. You can still apply. Vizzve accepts new-to-credit users.
Q3: What if my job is for 3 months only?
You can still get a loan based on UPI + bank data, even during short-term projects.
Q4: Do I need a co-applicant or guarantor?
No. Vizzve loans are individually assessed and approved instantly.
📢 Call to Action – Don’t Let Probation Stop You
🕒 New job? Contract role? Still eligible for instant loan approval.
📲 Apply now on Vizzve – India’s flexible lender for modern workers
👉 Get Instant Loan – Even Without Job Security
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