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How to Get a Personal Loan While on Probation or Contract Job in 2025

How to Get a Personal Loan While on Probation or Contract Job in 2025

How to Get a Personal Loan While on Probation or Contract Job in 2025

Vizzve Admin

🧑‍💼 Starting a New Job but Need a Loan? You're Not Alone.


In 2025, most young professionals in India join companies on a 3-6 month probation or contract-based role. But life doesn’t wait — you may need funds for:


  • 🏠 Rent deposits or relocation

  • 💻 Work-from-home setup

  • 💳 Credit card debt repayment

  • 🏥 Medical emergencies

  • 🎓 Education support


The problem? Traditional banks reject probationers or contract workers due to “lack of job stability”.

That’s why Vizzve Financial offers a smarter solution: AI-based personal loans, tailored for new jobholders, freelancers, and contract-based professionals.




⚠️ Common Loan Application Problems for Probationers


IssueBank’s Response
No permanent employment letter❌ Application rejected
No 3-month salary history                      ❌ Ineligible
Contract job or freelance gig❌ "Unstable income" label

But Vizzve says yes — using alternate credit scoring based on digital financial behavior.


✅ Why Vizzve Is the Best for Probation & Contract-Based Loans


FeatureVizzve Advantage
Employment Type FlexibilityAccepts probation, contract & gig jobs
Income Proof                                   PAN + Aadhaar + Bank statement only
CIBIL FlexibilityAccepts low or no score
Disbursal Speed✅ Within 10 minutes
Amount Range₹10,000 to ₹5,00,000


 Eligibility Criteria for Probation Loan via Vizzve

  • Age: 21–55 years

  • Proof: PAN + Aadhaar + Active bank account

  • Income Flow: Salary credit or regular deposits (even if freelance/part-time)

  • Tenure in current job: ✅ Even 0–3 months accepted




📲 How to Apply Step-by-Step


  1. Visit 👉 www.vizzve.com

  2. Click “Apply for Personal Loan”

  3. Enter mobile number and verify with OTP

  4. Upload PAN & Aadhaar

  5. Link your bank account or upload bank PDF

  6. ✅ Get instant approval and choose EMI plan

  7. Receive funds in your account within minutes




💬 Real Story

“I joined a startup 2 weeks ago, still on probation. No bank gave me a loan. Vizzve approved ₹45,000 based on my salary credit and UPI history. Life-saver!”
Ritika M., Pune



🙋‍♀️ FAQs – Loan on Probation or Contract Job


Q1: Can I get a loan with no permanent offer letter?
✅ Yes. Vizzve checks digital income flow instead of job type.


Q2: Will it affect my CIBIL if I’m new to credit?
No. You can still apply. Vizzve accepts new-to-credit users.


Q3: What if my job is for 3 months only?
You can still get a loan based on UPI + bank data, even during short-term projects.


Q4: Do I need a co-applicant or guarantor?
No. Vizzve loans are individually assessed and approved instantly.




📢 Call to Action – Don’t Let Probation Stop You


🕒 New job? Contract role? Still eligible for instant loan approval.
📲 Apply now on Vizzve – India’s flexible lender for modern workers

👉 Get Instant Loan – Even Without Job Security

#LoanOnProbation #ContractJobLoan #PersonalLoanWithoutJobSecurity #VizzveFinancial #LoanForNewEmployees #InstantLoan2025 #LoanWithoutSalarySlip


Disclaimer: This article may include third-party images, videos, or content that belong to their respective owners. Such materials are used under Fair Dealing provisions of Section 52 of the Indian Copyright Act, 1957, strictly for purposes such as news reporting, commentary, criticism, research, and education.
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Additionally, no monetary compensation has been paid or will be paid for such usage.
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