When applying for a loan or correcting errors in your CIBIL report, lenders or credit bureaus often ask:
💬 “Please share your ECN Number or CIBIL Control Number.”
Most people get confused — because the ECN isn’t the same as your credit score.
In reality, the ECN (Enquiry Control Number) is a unique 9-digit number assigned to every CIBIL report.
It helps lenders and CIBIL track your credit file, loan applications, disputes, and updates.
This blog explains exactly how to get your ECN number, where to find it, and why it's important.
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How can I get my ECN number in CIBIL?
You can find your ECN number (also called CIBIL Control Number) on the first page of your CIBIL report, usually in the top right corner. To get it, download your credit report from CIBIL’s official website, partner apps, your bank, or a lending platform. Every time a new report is generated, a new ECN number is created.
What Exactly Is the ECN Number in CIBIL?
The ECN (Enquiry Control Number) is a unique tracking ID given to every CIBIL report generated.
It is used for:
Identifying your specific credit report
Tracking loan applications
Resolving disputes
Viewing lender enquiries
Updating credit data
ECN ≠ Credit Score
While your credit score stays the same across platforms, ECN changes each time a new report is generated.
Where to Find Your ECN Number in CIBIL
You can get your ECN by accessing your CIBIL report through any of the following:
1. Download Your Report From CIBIL Website
Steps:
Visit www.cibil.com
Log in or create account
Click “Get Your CIBIL Score”
Download your full report (PDF)
Your ECN number appears at the top-right corner of Page 1
This is the official method and the most accurate.
2. Get Your Report Through Credit App (Paisabazaar, BankBazaar, etc.)
Most apps give free credit reports monthly.
Steps:
Log in → go to Credit Report
Download PDF
Check Control Number / ECN on first page
3. Your Bank or NBFC May Share the ECN
When you apply for a loan, lenders pull your CIBIL report.
They can share the ECN number mentioned on that report upon request.
4. Through Lending Platforms (like Vizzve Financial)
Platforms like Vizzve Financial can check your report during loan processing and share the ECN for:
Loan rejection analysis
Dispute correction
CIBIL improvement planning
This is especially useful if you don’t have your CIBIL login.
Sample CIBIL Report Showing ECN
Where it appears:
Page 1
Top-right corner
Labelled as: Control Number / ECN / Enquiry Control Number
Why Is the ECN Number Important?
✔ Used for CIBIL dispute resolution
CIBIL uses the ECN to locate your report quickly.
✔ Required by lenders
Banks ask for ECN while verifying your loan application.
✔ Helps track wrong enquiries
If you see fraud or incorrect loan enquiries, ECN helps fix them.
✔ Helps CIBIL locate your exact file
Since millions of reports exist, ECN is used as a precise identifier.
Does the ECN Number Change?
Yes. Every time a new report is generated, a new ECN is created.
Examples:
ECN from a previous loan application
ECN from free monthly report
ECN from new CIBIL check
This is normal.
Is the ECN Number Required for Dispute Resolution?
Yes.
When you raise a dispute with CIBIL — for incorrect data or duplicate accounts — the ECN helps the bureau find your correct report.
How Vizzve Financial Helps
If you are applying for a loan and need your CIBIL checked safely:
✔ Quick CIBIL check
✔ ECN identification
✔ CIBIL improvement guidance
✔ Loan matching based on score
✔ NBFC options for low CIBIL
👉 Apply at www.vizzve.com
Frequently Asked Questions
1. What is ECN in CIBIL?
A unique tracking number assigned to every CIBIL report.
2. Where is ECN shown?
First page, top-right corner of your CIBIL report.
3. Is ECN same as CIBIL score?
No. Score is your credit rating; ECN is report ID.
4. Does ECN change every time?
Yes, each new report generates a new ECN.
5. Can I get ECN without downloading report?
No, you need the report or lender’s copy.
6. Can I find ECN on SMS?
No.
7. Is ECN needed for loan approval?
Sometimes lenders ask for it, but not always.
8. Is ECN necessary for CIBIL dispute?
Yes, it speeds up correction.
9. How many digits is ECN?
Usually 9–10 digits.
10. Is ECN needed for soft inquiries?
No.
11. Can I get ECN from my bank?
Yes, if they pulled your report.
12. Is ECN safe to share?
Yes, but only with authorized lenders.
13. Can ECN tell me my CIBIL score?
No, they are different.
14. Can Vizzve Financial help me get ECN?
Yes, during loan processing.
15. How often should I check my ECN?
Only when raising disputes or applying for loans.
Conclusion
Finding your ECN number is simple — just download your CIBIL report, and it appears on the first page. It helps lenders track your credit report and is essential for dispute resolution.
If you need help checking CIBIL, identifying your ECN, or getting a loan:
👉 Apply through Vizzve Financial — www.vizzve.com
Published on : 1st December
Published by : SMITA
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