Forget crockery sets and fruit baskets — in 2025, the smartest gifts are the ones that grow in value.
Welcome to the age of financial gifting — where you gift someone wealth, security, and freedom instead of items they’ll forget.
Let’s explore how you can gift investments in India using modern platforms like Vizzve Finance.
🎉 Why Financial Gifting Is Gaining Popularity in 2025
🎯 More meaningful than material gifts
📈 Long-term value and appreciation
🧠 Encourages financial literacy in children and youth
🪙 Perfect for milestone occasions (weddings, birthdays, baby showers, etc.)
🌱 Compounding effect over time — a small gift today becomes a big asset later
💡 Top Investment Gifts You Can Give in India
1. Mutual Fund SIPs
Set up a monthly investment in the recipient’s name
Ideal for children, nieces/nephews, or newlyweds
2. Digital Gold
Gift 24K gold digitally via trusted platforms
No worries about storage or purity
3. Sovereign Gold Bonds (SGBs)
Government-backed, pays 2.5% interest + gold price appreciation
Tax-free after 8 years
4. Public Provident Fund (PPF)
Great long-term option for kids (15-year maturity)
Can be opened in their name with guardian control
5. Fixed Deposits (FDs)
Low risk, fixed returns
Best for elder family members or conservative investors
6. Equity Shares or ETFs
Gift a piece of a company like TCS, Reliance, or HDFC Bank
Easy to transfer through demat accounts
🧾 How to Gift Investments Legally and Safely
🪪 KYC is mandatory for both giver and receiver
🧾 Use gift deeds for large financial gifts
👨👩👧👦 Gifts to close relatives (parents, children, spouse) are tax-exempt
🏛️ Use regulated platforms like Vizzve to avoid fraud
🎊 Best Occasions for Financial Gifting
🎓 Child’s Birth or Naming Ceremony
🎂 18th or 21st Birthday
💍 Wedding or Anniversary
🏡 Housewarming
🧧 Raksha Bandhan / Diwali / Eid / Sawan
💼 First job or promotion
👶 Baby’s first investment
You’re not just gifting money — you’re gifting a future.
📲 How Vizzve Makes Gifting Investments Effortless
🎁 Gift-ready investment bundles with personalized digital cards
👤 Easy KYC onboarding for the receiver
📈 Track gifted investments and their performance
🔔 Automated contribution reminders if it’s an SIP
🔐 Secure, SEBI-compliant gifting platform
💬 Final Thought: Give the Gift That Grows
In a world full of clutter, a gift that compounds, protects, and empowers is priceless.
Financial gifting is not just thoughtful — it’s visionary.
🪙✨ Make your gifts matter in 2025 with Vizzve Finance.
Start a future. Not just a moment.
❓ FAQs
Q1: Can I gift an FD or SIP to someone online?
Yes, many platforms (like Vizzve) allow you to initiate investment gifts digitally in the recipient’s name.
Q2: Is there a tax on gifting investments in India?
Gifts to close relatives are tax-exempt. For others, the value may be taxable in the recipient’s hands if it exceeds ₹50,000.
Q3: What is the minimum amount I can gift via a mutual fund SIP?
You can start with as low as ₹500/month.
Published on : 19th July
Published by : SMITA
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