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Paying off a loan isn’t just about meeting monthly EMIs — it’s about managing your finances smartly without sleepless nights. If you're juggling multiple expenses and loan payments, Vizzve’s EMI Planning Tool is your game-changer.
Let’s break down how to repay your loan peacefully, predictably, and powerfully.
🧮 What is EMI Planning?
EMI (Equated Monthly Installment) includes both principal and interest. Proper planning helps you:
Budget monthly expenses
Avoid late payments
Reduce interest burden
Stay financially stress-free
Vizzve’s EMI Planning Tool gives you a personalized repayment map based on your income, expenses, and lifestyle goals.
🔑 Features of Vizzve’s EMI Planning Tool
| Feature | What It Does |
|---|---|
| 📊 EMI Calculator | Instantly shows your monthly EMI based on loan amount, interest, and tenure |
| 💡 Tenure Comparison | See how changing tenure affects EMI and interest paid |
| 🎯 Smart Budget Insights | Adjust EMI based on your income & fixed expenses |
| 🔔 Payment Reminders | Never miss a due date again |
| 📈 Prepayment Tracker | Plan part-payments to reduce interest over time |
🧘♀️ Benefits of Planning Your EMIs With Vizzve
✅ 1. No More EMI Shock
Get a realistic EMI that fits your budget. No surprise stress later.
✅ 2. Faster Loan Repayment
Prepay smartly when you have surplus cash. Save big on interest.
✅ 3. Freedom from Missed Payments
Auto-reminders + tracking = peace of mind.
✅ 4. Debt Consolidation Support
If you have multiple loans, Vizzve helps you consolidate and reduce chaos.
💡 How Vizzve Makes Repayment Stress-Free
Let’s say you took a ₹3,00,000 loan at 13% interest for 3 years.
Without planning:
EMI: ₹10,117
Total Interest Paid: ₹64,212
With Vizzve’s smart insights:
You find a better lender at 11% interest
Reduce tenure to 2.5 years
New EMI: ₹10,478
Interest Saved: ₹11,300+
And you repay faster too. Win-win.
📌 Vizzve Repayment Pro Tips
Start with an EMI you can easily afford, not the maximum bank allows
Use salary hikes or bonuses to prepay and cut tenure
Avoid skipping EMIs – it hits your credit score hard
Use Vizzve’s auto-reminder feature for timely repayments
Track EMI vs savings and adjust if needed
📲 How to Use Vizzve’s EMI Tool
Step 1: Log in to the Vizzve app or website
Step 2: Go to the “EMI Planner” section
Step 3: Enter loan amount, interest, and preferred tenure
Step 4: Get EMI + savings insights instantly
Step 5: Set reminders & track repayment progress
💬 “EMI planning is not about paying more — it’s about paying smart.” – Vizzve Way
🔄 Stress-Free EMI = Financial Freedom
Most loan stress doesn’t come from debt — it comes from mismanagement. With Vizzve’s EMI Planning Tool, you take back control.
Stay within budget
Avoid interest overload
Become debt-free — faster and happier
published on 1st july
Publisher : SMITA
www.vizzve.com || www.vizzveservices.com
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🛡 Powered by Vizzve Financial
RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed.