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How to Use a Vizzve Loan to Boost Your Credit Score in 90 Days

Indian young adult checking their improving credit score on a smartphone after using a Vizzve loan.

How to Use a Vizzve Loan to Boost Your Credit Score in 90 Days

Vizzve Admin

In today’s financial world, your credit score (CIBIL) isn’t just a number — it’s your financial fingerprint.
Whether you want a home loan, car loan, credit card, or even a job — your score matters.

If your credit history is weak or non-existent, a small, short-term loan from Vizzve Finance could be your fastest way to fix it — in just 90 days.

🧠 Why Credit Scores Matter

🔓 Unlocks better loan options

💳 Approves higher credit limits

📉 Lowers interest rates

🏦 Builds long-term financial credibility

Many first-time earners, gig workers, or salaried professionals don’t have a good score simply because they never borrowed before.

💡 Why Vizzve Loans Work for Credit-Building

✅ Small, Safe Amounts

Start with ₹5,000 to ₹25,000 — enough to be reported, small enough to manage.

✅ RBI-Registered Reporting

Vizzve loans are reported to major credit bureaus like CIBIL, Experian, CRIF.

✅ Fast Disbursal + Smart Repayment Options

You can choose weekly or monthly EMIs to suit your flow.

🔟 90-Day Credit Score Boost Plan

🗓️ Week 1–2: Apply Smart

Use the Vizzve app to apply for a short-term personal loan

Make sure your KYC is up-to-date

Choose a tenure and EMI you’re confident about

Pro Tip: Keep your loan amount below 40% of your monthly income.

🗓️ Week 3–4: First EMI On-Time

Set up auto-debit or UPI reminders

Pay your first EMI before the due date

Your positive repayment history is now logged

🗓️ Week 5–8: Keep It Steady

Continue paying on time

Don’t borrow from multiple lenders in this period

Avoid credit card overspending

Pro Tip: Use the Vizzve app to track your payment health.

🗓️ Week 9–12: Build Momentum

After 3 successful EMIs, your score begins to reflect improvement

Check your CIBIL score using any free portal or app

🎉 In many cases, users see +30 to +70 points in 90 days

🙋 FAQs

Q1. Can one small Vizzve loan really improve my CIBIL score?

Yes. Timely repayment of any RBI-reported credit, even small, builds your credit profile.

Q2. How long will it take to see improvement?

Within 60–90 days of repayment history, you may see your score go up — especially if you had no or low history before.

Q3. Will this loan hurt my score if I miss a payment?

Yes, missed or late payments will reduce your score. Always repay on time or choose auto-debit.

published on 2nd july

Publisher : SMITA

www.vizzve.com || www.vizzveservices.com    

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🛡 Powered by Vizzve Financial

RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed.

#VizzveFinance #ImproveCreditScore #CIBILBoost #SmartLoansIndia #FirstLoanTips #BuildCreditIndia #LoanForCIBIL #90DayCreditPlan #VizzveWay #FinancialGrowth


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