i need 50,000 rupees loan urgently?

Where to Get a ₹50,000 Loan Urgently: Options for Banks, NBFCs, and Vizzve Financials

If you're looking for a quick ₹50,000 personal loan, you can choose from a variety of banks and Non-Banking Financial Companies (NBFCs). Vizzve Financials offers a streamlined process for urgent financial needs, ensuring that you get funds quickly and efficiently. Here’s a list tailored to your needs, including city-specific options and detailed guidance on getting funds urgently.

Vizzve Financials: Your Go-To Option for Urgent Loans

Key Features

• Loan Products: Personal loans, microfinance loans

• Loan Amount: Starting from ₹10,000

• Interest Rate: Customizable based on borrower’s profile

• Processing Time: Same-day approval for eligible applicants

• Repayment Options: Flexible tenure and EMI options

• Special Features: Tailored loan solutions for individuals in need of urgent funds

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How to Get ₹50,000 Urgently with Vizzve Financials

1. Online Application: Visit the Vizzve Financials website and fill out the loan application form.

2. Submit Documents: Upload necessary documents like ID proof, address proof, and income proof.

3. Instant Eligibility Check: The platform instantly verifies your eligibility for the loan.

4. Approval and Disbursement: Once approved, the amount is credited to your account within hours.

5. Contact Support: For assistance, you can reach their customer service team via email or phone.

EMI Calculation Example

For a ₹50,000 loan with an interest rate of 18% p.a. for 12 months:

• Monthly EMI: ₹4,584

• Total Interest Payable: ₹4,998

• Total Amount Repayable: ₹54,998

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Additional Tips to Get Urgent Loans

1. Use Pre-Approved Loan Offers: Check if your bank or NBFC offers pre-approved loans based on your existing relationship.

2. Opt for Digital Lenders: Platforms like Vizzve Financials and other fintech companies can process applications faster than traditional banks.

3. Maintain a Good Credit Score: A higher credit score increases the chances of approval and ensures lower interest rates.

4. Ensure Complete Documentation: Keep documents like income proof (salary slips, IT returns), address proof, and ID proof ready to avoid delays.

5. Choose Instant Disbursal Options: Many lenders offer same-day disbursal for eligible customers with minimal documentation.

Banks Offering ₹50,000 Personal Loans

1. HDFC Bank (Available in most cities like Bengaluru, Mumbai, Delhi, etc.)

   • Loan Amount: ₹50,000 to ₹40 Lakhs

   • Interest Rate: Starts at 10.5% p.a.

   • Processing Time: 24-48 hours for eligible customers

   • Branches in Bengaluru: Kasturba Road, Koramangala, Whitefield

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2. ICICI Bank

   • Loan Amount: ₹50,000 to ₹50 Lakhs

   • Interest Rate: Starting at 10.75% p.a.

   • City-Specific Branches: Mumbai (Andheri, Fort), Hyderabad (Banjara Hills), Chennai (T Nagar)

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3. State Bank of India (SBI)

   • Loan Amount: ₹50,000 to ₹20 Lakhs

   • Interest Rate: Starting at 9.60% p.a.

   • City-Specific Branches: Delhi (Connaught Place), Bengaluru (Indiranagar), Pune (Camp Area)

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4. Axis Bank

   • Loan Amount: ₹50,000 to ₹15 Lakhs

   • Interest Rate: Starting at 10.99% p.a.

   • City-Specific Branches: Kolkata (Salt Lake), Ahmedabad (CG Road), Gurgaon (DLF Phase 3)

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5. Kotak Mahindra Bank

   • Loan Amount: ₹50,000 to ₹35 Lakhs

   • Interest Rate: Starts at 10.99% p.a.

   • Special Feature: Quick disbursal

   • Branches: Available nationwide

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NBFCs Offering ₹50,000 Loans

1. Bajaj Finserv

   • Loan Amount: ₹50,000 to ₹25 Lakhs

   • Features: Pre-approved offers and fast disbursal

   • Cities: Pune, Bengaluru, Hyderabad

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2. Tata Capital

   • Loan Amount: ₹50,000 to ₹25 Lakhs

   • Interest Rate: Starting at 10.99% p.a.

   • Cities: Chennai, Mumbai, Jaipur

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3. Fullerton India

   • Loan Amount: ₹50,000 to ₹25 Lakhs

   • Processing Time: 24 hours for eligible customers

   • Cities: Available in Tier 1 and Tier 2 cities

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4. L&T Finance

   • Loan Amount: ₹50,000 to ₹20 Lakhs

   • Special Feature: Minimal documentation

   • Cities: Pan-India coverage

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Key Tips for Borrowers

• Compare Rates: Always compare interest rates and processing fees across lenders to find the best deal.

• Check Eligibility: Ensure you meet the lender’s criteria to avoid rejection.

• Documentation: Keep all necessary documents ready (ID proof, income proof, address proof).

• Verify Terms: Especially when dealing with lesser-known lenders like Vizzve Financials, review all terms and conditions carefully.

By considering the options above, you can find a lender that meets your needs and provides quick access to funds.