Income Tax Filing Last Minute Tips – AY 2024–25 (Deadline: July 31)

🧾 Income Tax Filing Last Minute Tips – AY 2024–25 (Deadline: July 31)

Published by: Vizzve Financial
Category: Income Tax | Personal Finance | Loans
Last Updated: May 2025
Reading Time: 4–5 minutes

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📅 What's the Deadline?

The Income Tax Return (ITR) filing deadline for AY 2024–25 is July 31, 2025 for most salaried and self-employed individuals who are not subject to audit. Missing the deadline could lead to penalties up to ₹5,000 and delayed refunds.

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⚠️ Last-Minute Income Tax Filing Tips

✅ 1. File Even Without Full Form 16

If your employer hasn’t provided full Form 16, use:

• Form 26AS from the Income Tax portal

• Salary slips and bank statements

• AIS (Annual Information Statement) for transaction history

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✅ 2. Use Online Filing Platforms

Government e-filing portal (https://incometax.gov.in) and platforms like ClearTax, TaxBuddy, etc., can help speed up filing.

✅ 3. Choose the Right ITR Form

• ITR-1: Salaried individuals (income up to ₹50 lakh)

• ITR-2: Capital gains, multiple properties

• ITR-3/4: Self-employed or business owners

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✅ 4. Claim Missed Deductions

Even at the last moment, you can still claim:

• Section 80C – LIC, PPF, ELSS, etc.

• 80D – Health insurance

• 80E – Education loan interest

• HRA – Even if you don’t have rent receipts

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✅ 5. Pay Outstanding Tax Before Filing

If tax is due, pay it via challan ITNS 280 before filing the return. Filing without paying tax = invalid return.

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• Last-minute income tax dues

• Advance tax liabilities

• Refund delays or financial shortfalls

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🧾 Common Mistakes to Avoid

🚫 Filing wrong ITR form
🚫 Skipping bank interest income
🚫 Not verifying your ITR after submission
🚫 Forgetting to claim deductions like 80TTA, 80GG
🚫 Not saving the acknowledgement (ITR-V)

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❓FAQs – AY 2024–25 ITR Filing

Q1: What happens if I miss the July 31 ITR deadline?
A: You’ll face a late fee of ₹1,000–₹5,000 and lose interest on refunds. Some deductions (like under 80CCD) may also not apply.

Q2: Can I file ITR if I don’t have Form 16?
A: Yes! Use Form 26AS, AIS, and salary slips to calculate and file your return manually or with online tools.

Q3: Can I get a loan to pay my tax dues?
A: Yes. Vizzve Financial offers instant personal loans for urgent tax payments. Apply online in minutes.

Q4: When will I receive my tax refund?
A: Usually within 15–45 days post-verification. Delays may occur due to bank validation or document mismatch.

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📲 Call-to-Action

Avoid last-minute stress. File your ITR today. Need urgent funds?
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• Last minute ITR filing tips

• ITR deadline July 31 2025

• File ITR without Form 16

• Personal loan for income tax payment

• Tax saving loans India

• AY 2024–25 income tax return

• Vizzve Financial instant loans

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