A new report has confirmed what many Indians already feel:
The top 1% of Indians own over 40% of the country’s wealth.
Meanwhile, the bottom 50% own just 6%.
In a country buzzing with startups, IPOs, digital apps, and fintech—this gap raises one powerful question:
How do YOU rise above the odds and build real wealth?
Here’s how you can beat the stats—with Vizzve Finance by your side.
📉 The Reality of India’s Wealth Gap
| Group | Share of Wealth |
|---|---|
| Top 1% | 40.1% |
| Next 9% | 37% |
| Bottom 50% | Just 6% |
India’s economy is growing fast—but so is inequality.
The truth? Access, habits, and information decide who builds wealth—and who doesn’t.
📈 So How Do the Rich Keep Getting Richer?
The top 1% don’t just earn more—they invest smarter.
| What They Do | What You Can Copy |
|---|---|
| Start investing early | Begin SIPs at 20, not 40 |
| Prioritize assets | Buy stocks, gold, REITs—not just things |
| Use financial advisors | Use tech-based advisors like Vizzve |
| Diversify | Spread across equity, debt, real estate |
| Avoid high-interest debt | Use credit smartly, not emotionally |
🧭 Vizzve's 5-Step Guide to Break the 1% Barrier
✅ 1. Track Everything You Spend
Most people don't need a salary hike.
They need a spending audit.
With Vizzve, categorize expenses, get alerts, and improve your saving ratio.
✅ 2. Start a SIP—even with ₹500
A small monthly SIP in an index fund over 20 years can beat most fixed deposits and gold.
₹500/month for 25 years @12% = ₹8.5 lakhs+
✅ 3. Upgrade Your Income
Don’t just save—scale.
Vizzve shows:
High-demand freelance skills
How to monetize side hustles
Passive income from ETFs, REITs, bonds
✅ 4. Automate Wealth Building
Use Vizzve’s Auto-Invest Feature:
Sync with your salary account
Auto-divert 20% into SIPs, NPS, or gold
Out of sight = out of temptation
✅ 5. Stay Credit Smart
Use Vizzve’s Credit Health Tracker:
Monitor score
Get loan & card suggestions that work for you
Avoid high-interest traps
🔍 Case Study: How Riya Beat the Stats
Age: 25
Income: ₹35,000/month
Started ₹1,000 SIP + ₹500 Gold
Avoided EMI gadgets
In 3 years: built ₹1.4 lakhs corpus + 760 credit score
💡 She’s not in the 1%—yet. But she’s on her way.
💬 FAQs
Q1: How do I invest if I earn less than ₹25,000/month?
Start small. Even ₹100 SIPs are available now. Focus on consistency.
Q2: What is a healthy savings rate?
Aim for 20% of your income. Use Vizzve to auto-track and improve it.
Q3: Should I invest or pay off debt first?
If it's high-interest debt (like credit cards), pay it off fast. Otherwise, do both in parallel.
Q4: How can I track my net worth easily?
Use Vizzve’s Wealth Tracker to see your assets - liabilities in real time.
🧠 Final Thought from Vizzve
Yes, the top 1% have a head start.
But that doesn’t mean you stay behind.
Building wealth isn’t about luck.
It’s about discipline, access, and decisions.
With Vizzve Finance, you don’t just manage money.
You multiply it.
Start your freedom journey—today.
Published on : 18th July
Published by : SMITA
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RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed.