L&T Finance Nears 7-Year High After 64% Rally Since January Low
L&T Finance Holdings Ltd is making headlines in the Indian stock market as its share price continues to surge, nearing a 7-year high. The stock has delivered an impressive 64% gain since its January 2025 low, reflecting strong investor confidence, improved financial performance, and renewed interest in NBFC (non-banking financial company) stocks.
📈 Stock Performance Highlights
Current Price: ₹165 (as of July 7, 2025)
January 2025 Low: ₹101
YTD Gain: Approximately 64%
52-Week High: ₹168
Market Cap: ₹42,000 crore (approx.)
🔍 Why Is L&T Finance Rallying?
1. Strong Q4 and FY25 Results
The company posted a sharp rise in net profit and a healthy loan book growth, particularly in retail lending and rural finance.
2. Deleveraging and Focused Strategy
L&T Finance’s pivot to a retail-focused model and reduction of wholesale exposure has improved asset quality and investor perception.
3. Institutional Buying
Recent bulk deals and rising mutual fund and FII participation have fueled the rally, signaling long-term confidence.
4. Sector Re-Rating
The NBFC sector is seeing a re-rating amid stable interest rates and improving credit demand in semi-urban and rural markets.
“L&T Finance’s disciplined execution of its ‘Lakshya 2026’ strategy is delivering results ahead of schedule,” said a market analyst.
📊 Technical Outlook
Trend: Strong bullish
Resistance Level: ₹168–₹170 (Multi-year high zone)
Support Level: ₹150
RSI: Hovering near 75, indicating slightly overbought conditions
A breakout above ₹170 may signal further upside toward ₹185 in the medium term.
✅ FAQs:
Q1. Why is L&T Finance stock rising sharply?
The stock is rallying due to strong earnings, a shift to retail lending, improving asset quality, and institutional buying support.
Q2. Is it a good time to buy L&T Finance shares?
While the trend is strong, investors may wait for a slight dip or consolidation before entering, as RSI indicates overbought levels.
Q3. What is the long-term outlook for L&T Finance?
The outlook remains positive, driven by strategic restructuring, sector tailwinds, and solid financial performance.
Q4. When did L&T Finance last hit this level?
The stock is now nearing its 2018 levels, marking a 7-year high.
Q5. What risks should investors watch?
Rising interest rates, asset quality deterioration, or regulatory changes in the NBFC space could impact the stock.
Published : On 7th July
Published : Pankaj
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