๐ Loan Approved But Not Disbursed? Here's Why It Happens in 2025
Many borrowers in India face this issueโloan status: approvedโฆ but no money in account. ๐
This is frustrating, especially in emergencies. Letโs break down why this happens, what RBI says, and how Vizzve Financial can help you avoid it entirely.
โ ๏ธ Top 3 Reasons Why Disbursal Fails (Even After Approval)
| Reason | Explanation |
|---|---|
| ๐ Technical issues | App glitches, server delays, or backend processing issues |
| โ NBFC mismatch | Loan partner may not fulfill disbursement |
| ๐ KYC or bank errors | Mistakes in PAN, Aadhaar, or account number |
๐ What RBI Guidelines Say About Loan Disbursal
RBI mandates:
โ Disbursal must be timely once a loan is sanctioned
โ TAT (Turnaround Time) must be clearly communicated
โ
Transparency in processing time and charges is a must
If the lender delays, you have the right to file a grievance.
โก Fast Fix: Why Vizzve Users Donโt Face This Issue
Vizzve Financial is designed with:
๐ง AI-based loan matching to avoid NBFC delays
โฑ๏ธ 30-second approval + instant disbursal
โ RBI-registered NBFC partners only
๐ฑ Simple Aadhaar + PAN KYC, no paperwork mess
๐ฌ Live support in Hindi + English
๐ก Switch to Vizzve Instantly โ Apply in 3 Easy Steps
1๏ธโฃ Go to: Vizzve.com
2๏ธโฃ Enter: Aadhaar + PAN โ No salary slip
3๏ธโฃ Get Disbursal: Within minutes after approval ๐ธ
๐ Real User Experience
โI waited 3 days on another app. Vizzve gave me โน50,000 in 5 minutes!โ โ Karan, Hyderabad
โNo paperwork, no delay. Best experience I had with a loan app.โ โ Divya, Surat
โFAQ โ Loan Approved But Not Disbursed
๐ Why was my loan approved but not credited to my bank account?
This could be due to NBFC server delays, incorrect bank/KYC details, or internal policy issues. With Vizzve, such delays are rare due to automated AI handling and direct disbursal.
๐ Can RBI help in such cases?
Yes. RBI allows borrowers to lodge complaints with lenders and escalate if disbursal is delayed after approval. However, choosing a trusted RBI-verified app like Vizzve prevents this issue altogether.
๐ฐ Is Vizzve's disbursal really instant?
Yes! Once your PAN and Aadhaar are verified, the loan is matched and disbursed within minutes, often in under 30 seconds.
๐ Can I cancel my current loan and switch to Vizzve?
If your current app has not disbursed the loan, you can re-apply through Vizzve immediately without affecting your CIBIL or facing delays.
๐ How can I contact Vizzve if I face any issue?
Vizzve provides live chat support in English and Hindi, plus call and WhatsApp assistance.
๐ Final CTA
๐ฏ Loan stuck? Donโt wait days.
โ
Get โน30,000 to โน1,00,000 in 30 seconds โ No salary slip, no hassle.

