Waiting for your loan approval can be nerve-wracking. Whether it's a personal loan, home loan, or education loan, knowing where your application stands helps you plan better.
In 2025, most lenders — including Vizzve Finance — offer real-time online tracking.
Here's a simple guide on how to check your loan status online in minutes.
Ways to Check Your Loan Status Online
1. Via Vizzve Finance Dashboard
If you applied through Vizzve:
Go to www.vizzve.com
Log in with your registered mobile/email
Navigate to “My Applications”
Click on your loan to see:
Approval status
Disbursement stage
EMI start date
Downloadable loan agreement
🎯 Bonus: Vizzve even alerts you if your loan is stuck or needs extra KYC.
2. Through Your Bank or NBFC’s Website
Most major lenders like SBI, HDFC, ICICI, Bajaj, Axis, etc. provide:
“Track My Loan” portal or
A link in the approval email/SMS
📝 You’ll usually need:
Application ID / reference number
PAN or registered mobile number
3. Mobile Banking Apps
Lenders like HDFC, ICICI, and Kotak have mobile apps where you can:
View active loans
Track application status
Get EMI schedules and tenure info
⚠️ Ensure the app is official from Play Store / App Store to avoid fraud.
4. Email or SMS Updates
Keep an eye on:
Application acknowledgment
KYC approval
Final loan sanction
Disbursement confirmation
💡 Vizzve ensures all key loan status updates are also sent via WhatsApp and SMS for faster communication.
Vizzve Smart Tips
✔ Use official channels only — don’t trust third-party SMS links
✔ Keep your application ID handy
✔ If status shows “Pending” for 3+ working days, contact support
✔ Make sure your KYC and bank details are complete
Sample Status Meanings
| Status | Meaning |
|---|---|
| Application Received | Successfully submitted |
| Under Review | KYC, credit score, income check in process |
| Approved | Sanction granted; disbursement soon |
| Disbursed | Amount sent to your account |
| On Hold / Rejected | Issues with eligibility or documentation |
FAQs
Q1: Can I check my loan status without an application number?
Yes, on Vizzve or bank portals using your PAN or mobile number.
Q2: How long does it take for a loan to get approved?
Instant for pre-approved loans. For others: 1–5 working days.
Q3: What if the portal doesn’t show my loan?
Contact customer support. It may be due to a mismatch in contact details or delay in syncing.
Published on : 22nd July
Published by : SMITA
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RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed